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Debt Articles

Splitting Credit Card Debt in Divorce

Mark CappelSeptember 17, 2024

A divorce decree does not trump the contract terms in a loan. The contract was agreed to when the loan was signed by you and/or your spouse. The divorce did not

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MRS Associates

Daniel CohenSeptember 17, 2024

MRS Associates is a collection agent. If MRS Associates calls or sends you a letter, take these 3 steps to protect yourself. First, validate the debt...

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Zwicker & Associates

Daniel CohenSeptember 17, 2024

Zwicker & Associates is an aggressive debt collector. Three steps you should take to prevent Zwicker & Associates from suing you. To protect yourself, first...

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Government Debt Relief

Betsalel CohenSeptember 17, 2024

Government debt relief programs are limited, but options exist. The Government also helps protect you against debt collectors. There are non-government programs...

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Reduce Debt Yourself

Betsalel CohenSeptember 17, 2024

9 do-it-yourself debt solutions, including how to stop a collector's calls, validate debt, dispute an error in your credit report, failure to verify a debt...

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Remedies & Common Law

Mark CappelSeptember 17, 2024

An original creditor is not required by law to notify a debtor it sold the debtor's collection account to a third party. Therefore, I do not see any illegal act

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Garnished Without Notice

Mark CappelSeptember 16, 2024

I was told by my employer they received an order to garnish my wages. I was completely unaware of this. Is there anyway to get a garnishment removed from your c

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Consolidate Debt & Credit

Betsalel CohenSeptember 16, 2024

Consolidate debt to save money. Review these important quick tips before you choose a consolidation option, so you find the right solution for your specific...

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Tips When Your Spouse has Debt

Daniel CohenSeptember 16, 2024

Finding out your spouse has debt can create financial and marital stress. Take the right steps and you can work your way out of the crisis, provided you both

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Nevada Collection Laws

Daniel CohenSeptember 16, 2024

Under Nevada collection law, the statute of limitations is 6 years. Credit cards have a 4-year statute of limitations in some cases and courts. Wage...

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Bare Collection Account

Mark CappelSeptember 16, 2024

If a collection agent cannot validate/verify the debt, collection activity on that debt must cease. Additionally, that debt that cannot be reported to the credi

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How to Settle with Creditors

Mark CappelSeptember 16, 2024

Get tips on how to deal with creditors in order to settle your old debt. More tips are available at Bills.com

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Co-Signer Rights on House or Car

Erik MartinSeptember 16, 2024

What rights does a co-signer have? Learn about co-signer rights to property and what rights a co-signer have on a car.

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Wage Garnishment on Account of a Repossession Balance

Mark CappelSeptember 16, 2024

Learn how to deal with repossession deficiency balances so that you can avoid wage garnishment. Learn more at Bills.com

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Negotiating Debt

Mark CappelSeptember 16, 2024

Negotiating Debt | Free tips on how to save money when resolving your unsecured debt. Learn the tactics you need to use to settle your debt. Start by...

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Balance on Voluntary Repossession

Bills.com TeamSeptember 16, 2024

Learn about your options in case you owe a balance on your voluntary repossession at Bills.com. Find free resources to help you save.

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Liable For Deceased Spouse's Debts?

Mark CappelSeptember 16, 2024

You may or may not be responsible for your deceased spouse's debts depending on which state you reside in. In community property states, you may have...

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Credit Cards and Community Property Law

Mark CappelSeptember 16, 2024

Learn about community property law when it pertains to credit card debt collection. Read more at Bills.com you one stop resource for personal finance help.

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CCCS History

Kunal PunjabiSeptember 16, 2024

Consumers who enroll into a CCCS Debt Management Plan (DMP) are usually granted a reduced interest rate, called a concession rate which is set by the lender

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Debt

Aly J. YaleSeptember 16, 2024

Debt can often be a useful tool it can also pose a significant hurdle. If you've ever borrowed money, you've taken on debt, Use this guide to learn more...

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Fake Debt Collector

Mark CappelSeptember 16, 2024

Fake Debt Collector | Just because a voice on the telephone claims you owe a debt does not mean you owe it. Take these 4 steps when a collection agent calls...

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Drop in Income During Chapter 13

Mark CappelSeptember 16, 2024

Information on available recourses if you are experiencing a drop in income during a Chapter 13 bankruptcy filing. Bills.com has more free resources to help yo

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GI Loan Default

Mark CappelSeptember 16, 2024

Get information on recourse options available to creditors of GI loans in default. Learn more at Bills.com

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Charge Off

Mark CappelSeptember 16, 2024

A charge-off will appear on your credit report and harm your credit score. If an account is charged off, you still have an obligation to pay the debt.

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Delray Credit Counseling

Mark CappelSeptember 16, 2024

Delray Credit Counseling overview.

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Collection Efforts Authorized User

Mark CappelSeptember 16, 2024

Collection companies can be unscrupulous in their efforts, learn about your rights as an authorized user in this article on Bills.com

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What Are My Debt Resolution Options

Daniel CohenSeptember 16, 2024

The pros and cons of each debt resolution or debt consolidation option and how will each affect a credit report.

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Liable for My Deceased Wife's Debts?

Mark CappelSeptember 16, 2024

When a person dies, his or her debts do not disappear automatically. However, the family is not responsible for the debts. Learn the process to handle a decease

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Consolidate Debt

Daniel CohenSeptember 16, 2024

If you entered consoladate debt, you probably meant consolidate debt. Learn more about debt consolidation options at Bills.com.

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Ayuda de la reduccion de deuda

Daniel CohenSeptember 16, 2024

Ayuda de la reduccion de deuda | Aviso gratis en como resolver sus deudas sin tener que...

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Georgia Collection Laws

Daniel CohenSeptember 16, 2024

Learn about Georgia collection laws | Georgia collection laws are different than in other states. In Georgia, the most common method used by judgment-creditors

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Credit Reference Being Harassed by Creditor

Bills.com TeamSeptember 16, 2024

If a borrower fails to repay a debt, the creditor is allowed to contact third parties, such as credit references. Get more information on collector calls and h

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Debt Validation

Daniel CohenSeptember 16, 2024

Debt Validation | If the debt collector has a bare account and the consumer seeks a debt validation, the collector has no means to validate the bare account...

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Debt Settlement Advice

Mark CappelSeptember 16, 2024

FREE Debt Settlement Advice | Debt settlement advice can be confusing. Find out what you need to know about Debt Settlement, so you don't end up in trouble.

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Credit Card Complaints - CFPB

Betsalel CohenSeptember 16, 2024

Credit Card Complaints | The CFPB not only educates the consumer about credit card but also accepts complaints and follows through with...

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Sacramento Debt Relief

Betsalel CohenSeptember 16, 2024

Find Sacramento County debt consolidation resources, information, and advice on how to get your finances back on track. Free information from Bills.com.

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Charge Off & Merged Banks

Mark CappelSeptember 16, 2024

Charge off & Statute of Limitations | Free tips from bills.com about debt collection on an account in charge off status and the statute of limitations for debt

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Debt Consolidation Options that Don't Require Collateral

Mark CappelSeptember 16, 2024

Debt consolidation options that don't require collateral | Good income but are struggling with your debts? Don't have collateral? Learn how to consolidate....

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Tennessee 39-14-116. Hindering secured creditors

Mark CappelSeptember 16, 2024

Tennessee is unique in that it criminalizes what is most often a civil matter in other states.

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Restart Statute of Limitations

Mark CappelSeptember 16, 2024

You do not reset the statute of limitations on your debt when you move to another state. However, your new state may have a different statute of limitations...

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New York Payday Loan

Bills.com TeamSeptember 16, 2024

New York Payday Loan | New York payday lenders partner with banks in deregulated states. These lenders deliver loans via electronic funds transfer and claim...

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Debt Consolidation Options

Justine ParkhurstSeptember 16, 2024

Learn the different forms of online debt consolidation so you can select the best one for you debt consolidation needs.

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CashCall Loan Collection

Mark CappelSeptember 16, 2024

CashCall Loan Collection | CashCall avoids state usury laws, which limit the maximum interest rate charged to a consumer, by partnering with a bank...

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Legal Aid

Bills.com TeamSeptember 16, 2024

Learn the names local organization that provides free and low-cost legal aid to low- and no-income people in your area.

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Help with Credit Card Debt

Mark CappelSeptember 16, 2024

Looking for credit card debt help and a fresh start? Let Bills.com be the first step to help you find the best solution.

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Comience A Ahorrar Ahora

Mark CappelSeptember 16, 2024

Incluso si usted tiene prestamos de estudiante, usted necesita comenzar a pensar como va a pagar su deudas despues de la universidad.

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Upside Down on Loan

Mark CappelSeptember 16, 2024

See what you can do and the steps you need to take if you are upside down on your loan. Get free help at Bills.com

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Estimate credit card payments

Mark CappelSeptember 16, 2024

Monthly payment on your credit card would depend on your interest rates, repayment period and any fees that are charged on your card. Get more money saving tip

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Debt Relief Comparison

Daniel CohenSeptember 16, 2024

Use Bills.com's simple debt comparison table to understand the differences between ways to deal with debt. Also, learn the best and worst...

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Doctrine of Necessaries

Mark CappelSeptember 16, 2024

A 50-state plus D.C. table outlining the doctrine of necessaries -- also called the doctrine of necessities. Learn if you must pay your spouses's medical debts.

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