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Debt Articles

Wisconsin Collection Laws

Daniel CohenSeptember 16, 2024

The statute of limitations for most forms of debt in Wisconsin is six years. Under Wisconsin law, a resident cannot have their wages garnished for a delinquent

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California Collection Laws

Bills.com TeamSeptember 16, 2024

California collection laws | If you live in California and have a delinquent debt, it is important to know the California collection laws, to protect yourself f

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Need Help With Credit Card Debt

Mark CappelSeptember 16, 2024

Get advice on best ways to get out of credit card debt. Bills.com has more money saving tips to help you Find. Learn. Save.

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Consolidate Debt Collector Accounts

Mark CappelSeptember 16, 2024

In theory, you can consolidate all accounts that are with debt collectors into one account. As a practical matter, you may not be able to. Here are ways to...

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Full Payment After a Repossession

Mark CappelSeptember 16, 2024

See what can happen after a vehicle is repossessed. Read more about payments after repossession at Bills.com

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Probate

Mark CappelSeptember 16, 2024

Family members are not responsible for a deceased person's debts. However, a deceased person's debts are not canceled upon death, either.

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Credit Card Minimum Payment

Mark CappelSeptember 16, 2024

Credit card balances fall, and Bills.com believes it is due to people exceeding their minimum payments. Use this calculator to learn how much you will save.

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Consolidating Citi Credit Card Debt

Daniel CohenSeptember 16, 2024

Citi Debt Consolidation | Review how Citi will react, if you enroll Citi debt in a debt consolidation program. To best protect yourself, be sure to...

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Consolidating Debt in the Military

Daniel CohenSeptember 16, 2024

Military Debt Consolidation has some key differences for consolidating debt when you are not in the military. Federal law offers servicemembers protections...

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Consumer Debt Consolidation

Daniel CohenSeptember 16, 2024

Consumer debt consolidation | Looking to consolidate consumer debt? Review your options and learn the pitfalls to avoid, to help you get out of debt faster.

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Collection Agency Fees

Mark CappelSeptember 16, 2024

Consult with an attorney in your state who has experience litigating consumer law. In my opinion, you may have a viable argument to reduce the fees collection a

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Judgment on a Business Debt

Mark CappelSeptember 16, 2024

Debts that you are a guarantor for, may not be reflected on your credit report. Read more to learn about the effects of a judgment on a business debt.

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New York Garnishment

Bills.com TeamSeptember 16, 2024

A brief look at New York's Exempt Income Protection Act (EIPA), and steps New Yorkers can take to protect their exempt income from garnishment and account levy.

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Free Credit Counseling Tips

Daniel CohenSeptember 16, 2024

Get free credit counseling by doing it yourself or find local agencies that can provide free counseling. Learn more at Bills.com.

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Debt Consolidation with High Debt to Income Ratio

Mark CappelSeptember 16, 2024

High debt to income ratio preventing you from debt consolidation? Let Bills.com give you the helpful tips and resources you can use to save more!

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Old Credit Card Debt That's been Sold

Mark CappelSeptember 16, 2024

See what resources are available to you to settle old debt that has been sold to collection agencies. Bills.com has the information to help you Find. Learn. Sa

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CKS Financial: How to Handle a Debt Collector

Betsalel CohenSeptember 16, 2024

CKS Financial is a collection agency that purchases debt and also acts as an agent for original creditors and third-party debt buyers. Learn how to...

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CFPB and Debt Collectors

Daniel CohenSeptember 16, 2024

Debt collector practices to be supervised by the CFPB | With more than 30 million Americans facing debt collection the CFPB will...

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Credit Card Late Payments

Betsalel CohenSeptember 16, 2024

Credit Card Late Payments | Consumers are running up higher credit card debt and late payments. The holiday season is especially difficult. Take steps to...

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Social Media Debt Collection

Mark CappelSeptember 16, 2024

Social Media Debt Collection | Bills.com lists 10 uses of information gathered from social media that may surprise users. Don't be surprised if...

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Liability For Ex-Husband's Mortgage

Mark CappelSeptember 16, 2024

Am I Liable for my Ex-Husband's Mortgage | Learn about one particular scenario where an ex-husband refinanced without his ex-spouse's knowledge and....

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Student Loan Consolidation Rates

Mark CappelSeptember 16, 2024

The rules are different for federal student loan consolidation and private student loan consolidation. Review the differences at bills.com

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Save or Pay-Down Credit Card

Mark CappelSeptember 16, 2024

Should I keep my savings or pay-down my credit card? The answer is to keep your savings as an emergency reserve.

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Cancellation of Debt Income

Bills.com TeamSeptember 16, 2024

Cancellation of debt income can result in a tax obligation. You may have the ability to reduce or eliminate the payment by completing IRS Form 982 and...

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Voluntary Repossession of RV

Mark CappelSeptember 16, 2024

We are about to surrender our RV to Wells Fargo. They want us to sign a paper saying we are liable for the deficiency balance. Should we?

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Getting Sued by a Creditor

Mark CappelSeptember 16, 2024

See what steps you need to take if you are getting sued by a creditor. Bills.com has the tips and resources you can use to settle a legal suit by a creditor

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Bankruptcy & Debt Settlement

Betsalel CohenSeptember 16, 2024

Learn the advantages and disadvantages of bankruptcy & debt settlement for resolving debt. A chapter 7 bankruptcy is fast, but you may not qualify. Debt...

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Owe Money to Social Security Administration

Mark CappelSeptember 16, 2024

Owe Money to Social Security Administration | If you receive an overpayment from Social Security, you have to repay the money you received. You could face...

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Debt Collector

Mark CappelSeptember 16, 2024

A debt collector is anyone who regularly collects debts owed to others. Debt collectors...

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Settle with Creditors

Mark CappelSeptember 16, 2024

Get tips and resources that can help you settle debts with creditors and save you money!

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Co-Signed Lease With Friend Who Broke Lease

Mark CappelSeptember 16, 2024

I co-signed a lease for a friend who later broke the lease. This is now harming my credit score. What can I do?

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Motorcycle Repossession

Mark CappelSeptember 16, 2024

Read about the best way to deal with a motorcycle repossession if you cannot afford the payments. Save money on your repossession with tips from Bills.com

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Debt Verification

Mark CappelSeptember 16, 2024

The standard for validating/verifying a debt are very low. Learn what federal courts say is sufficient validation...

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Consolidate Debts

Mark CappelSeptember 16, 2024

Learn about different options to consolidate various types of debt, all at Bills.com

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Minor and Debt Responsibility

Mark CappelSeptember 16, 2024

Credit card companies will sometimes approve credit lines for minors, read more about an interesting scenario at Bills.com

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Selling Stocks to Pay off Credit Card Debt

Mark CappelSeptember 16, 2024

Selling Stocks to Pay off Credit Card Debt | Before you sell off investments, make sure that you have an emergency fund. Then consult with a professional...

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Foreclosure and Divorce

Mark CappelSeptember 16, 2024

A divorce can be complicate as it is, throw in a foreclosure and things can get out of hand if you don't take the proper steps, read all about it at Bills.com

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Debt Consolidation Loan Vs. Debt Settlement

Mark CappelSeptember 16, 2024

Learn the difference between debt consolidation and debt settlement in this informative article on Bills.com

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Being Harassed by Collector?

Bills.com TeamSeptember 16, 2024

Debt collector harassment | Debt collector harassment is a common problem. Some Debt collectors use illegal methods to coerce and trick customers. Learn about..

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How to Contact Creditor to Resolve Debt

Mark CappelSeptember 16, 2024

Get details on how to contact a creditor that you owe, to get the debt resolved. Get more money saving tips at Bills.com

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Restrictive Endorsements to Settle Debt

Mark CappelSeptember 16, 2024

A few key problems arise for consumers trying to use restrictive endorsements to create binding settlement agreements, read more at Bills.com.

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Personal Bankruptcy

Mark CappelSeptember 16, 2024

Bankruptcy is one of the most damaging things that can appear on your credit report. However, its effects can be reversed by taking positive steps to soften the

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Creditor Increasing Balance After Judgment

Mark CappelSeptember 16, 2024

Learn about the creditor judgment and wage garnishments in this helpful blog on Bills.com

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Credit Card Debt Relief

Mark CappelSeptember 16, 2024

Read a personal story about credit card debt relief and discover ways to get yourself out of credit card debt. Courtesy of Bills.com - your source for saving mo

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Repay My Debts

Mark CappelSeptember 16, 2024

Free debt help advice to repay my debts.

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Bankruptcy

Daniel CohenSeptember 16, 2024

Bankruptcy | Bankruptcy is an option of last resort, but it can be a very effective way to eliminate debts, if you qualify. Review the ways that you can...

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Top Loan Consolidation Options

Betsalel CohenSeptember 16, 2024

Loan consolidation uses a new loan to pay off existing debts. Three loan consolidation strategies are student loans, personal loans, and mortgage loans.

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Consolidate My Debt

Daniel CohenSeptember 16, 2024

How can I consolidate my debt? Learn the secrets on how to resolve debts, lower payments and save when you consolidate debts.

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Collections Advice

Betsalel CohenSeptember 16, 2024

Debt collections advice | Free tips on how to deal with an account in collections. Review your Fair Debt Collection Practices Act rights, so you aren't...

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Ayuda de la Deuda

Jon PedleySeptember 16, 2024

Aprenda todo lo que debe saber para eliminar su deudas y consigue ayuda en Bills.com - su recurso de asistencia para aumentar su ahorros y eliminar su deudas.

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