Delray Credit Counseling

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What Does Delray Credit Counseling do?
What Does Delray Credit Counseling do?
Delray is a good and ethical firm that does a form of Debt Consolidation that is referred to as credit counseling.
Delray Credit Counseling specializes in debt consolidation and credit counseling services - which is usually used to lower monthly payments and to get debt free faster than just paying minimum payments on unsecured debts such as credit cards.
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VIDEO: Credit Counseling - What is Credit Counseling?

Get rid of your debt faster with debt relief
Take the first step towards a debt-free life with personalized debt reduction strategies.
Choose your debt amount
Or speak to a debt consultant 844-731-0836
Debt statistics
If you are struggling with debt, you are not alone. According to the NY Federal Reserve total household debt as of Quarter Q1 2024 was $17.69 trillion. Student loan debt was $1.60 trillion and credit card debt was $1.12 trillion.
A significant percentage of people in the US are struggling with monthly payments and about 26% of households in the United States have debt in collections. According to data gathered by Urban.org from a sample of credit reports, the median debt in collections is $1,739. Credit card debt is prevalent and 3% have delinquent or derogatory card debt. The median debt in collections is $422.
Collection and delinquency rates vary by state. For example, in New York, 16% have student loan debt. Of those holding student loan debt, 7% are in default. Auto/retail loan delinquency rate is 3%.
While many households can comfortably pay off their debt, it is clear that many people are struggling with debt. Make sure that you analyze your situation and find the best debt payoff solutions to match your situation.
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You need to call Delray Credit Counseling directly, at (800) 982-8445, to find out what is happening with your account.