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Debt Help Articles

Excessive Towing Fees

Mark CappelMay 10, 2024

My car was towed, and now the towing company wants to sell my car. What can I do? Contact an attorney in your state immediately and raise the money to pay the s

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Use 401k to Consolidate Debt

Daniel CohenMay 10, 2024

Your 401k can be a solution for consolidating credit card debt. Review the pros and cons of a 401K withdrawal and 401k loan, and compare them to alternatives.

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Credit Card Debt in Colorado

Mark CappelMay 10, 2024

My husband was sued in Colorado for a credit card debt incurred in Vermont but agreed to in Arizona. What law applies?

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Father's Credit Card Debt

Mark CappelMay 10, 2024

My girlfriend's father opened numerous joint account credit cards when she turned 18. He filed for bankruptcy a few years later but did not include the credit c

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Increase in Debt Balance

Mark CappelMay 10, 2024

Unless a creditor has charged a higher rate of interest than that allowed by your credit agreement, you probably have little recourse in forcing the creditor to

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Deal Or No Deal

Mark CappelMay 10, 2024

We were forced to sell our home through a short sale and our second mortgage left us a charge-off of 66k. We have been offered a 10-year settlement plan. Is thi

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What Happens if I Do Not Have Enough Money To Pay A Deficiency Balance?

Mark CappelMay 10, 2024

If I do not have enough money to pay a deficiency balance, what will happen?

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BoA Increased Payments on MBNA account

Mark CappelMay 10, 2024

Advice if BoA Increased Payments on MBNA account | Credit card companies keep buying other credit card companies. Learn how to deal with the changes in...

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Ex Wife Refusing to Pay Debts

Mark CappelMay 10, 2024

After a divorce my ex wife and I were ordered to pay accounts under the divorce decree. I was paying but my ex decided she was no longer liable. We are now sum

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Common Law Marriage and Debt

Mark CappelMay 10, 2024

Read about common law marriages and debt responsibility in this informative article on Bills.com

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Citibank Mortgage

Mark CappelMay 10, 2024

Regarding your mortgage, review your loan documents carefully to see if Citi reserves a right to pursue private collections actions on your debt.

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Garnish Pension

Mark CappelMay 10, 2024

Most pensions, like other forms of retirement income, are exempt from garnishment or attachment to repay court judgments.

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Garnish Social Security Income

Mark CappelMay 10, 2024

Your retirement income is protected if your primary sources of income are Social Security and pension benefits.

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Court Summons for Debt

Mark CappelMay 10, 2024

Advice if you have received a Court Summons for Debt and need free help.

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Right of Offset

Mark CappelMay 10, 2024

Federal law restricts the right of offset, preventing federally chartered banks, like Wells Fargo or B of A, from using the right of offset in cases where...

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Two Judgments on Same Account

Mark CappelMay 10, 2024

You cannot be sued twice for the same debt, read on to learn more about creditor judgments at Bills.com

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Renew a CD or Pay Down My Debt?

Mark CappelMay 10, 2024

Renew a CD or Pay Down My Debt? | If you are earning less interest on an investment than you are paying on a debt, liquidating to pay down the debt is a good...

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Payday Loan Laws

Bills.com TeamMay 10, 2024

Learn how your state protects consumers who have payday loans, and the loan and interest limits for each state. Beware, some payday loan laws are tricky...

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Subpoena While in Debt Resolution Program

Mark CappelMay 10, 2024

If you are enrolled with the Freedom Debt Relief (FDR) debt negotiation program and are a FDR client, you need to contact the company's Legal Accounts Resolutio

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Co-Signed Car Loan With Deadbeat Daughter

Mark CappelMay 10, 2024

I co-signed a loan for my daughter to buy a car. She is now refusing to make the payment. What can I do?

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Judgment Domestication

Mark CappelMay 10, 2024

A judgment issued by a court in one state can only be applied in that particular state, and will have to be domesticated if the creditor wants to enforce it in

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Minnesota Family Law

Mark CappelMay 10, 2024

Minnesota is a common-law state when it comes to family law, unlike Wisconsin, California, Texas and the other community property states.

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Credit Card Debt and SSI Income

Bills.com TeamMay 10, 2024

Credit Card Debt and Disability Income | Disability income has certain protections from garnishments that normal income does not have. If you are sued...

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Missouri Payday Loan

Mark CappelMay 10, 2024

Can a payday loan company in Missouri file criminal charges if we default? No, unless you closed the checking account before it presented the check.

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Voluntary Repossession

Bills.com TeamMay 10, 2024

Get all the information you need about voluntary repossession, be it a vehicle or a home that you considering for voluntary repo.

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Two Short Sales

Mark CappelMay 10, 2024

A short sale is where the mortgage holder agrees to accept less than the balance owed on the mortgage at sale to prevent foreclosure.

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Buy-Here-Pay-Here Repossession

Mark CappelMay 10, 2024

I bought a car from a buy-here-pay-here location. I just had it repossessed after being late 4 days with no notice. Is that legal? Yes!

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Debt Solutions

May 10, 2024

Find a debt solution, no matter how much you owe, at Bills.com - your one-stop resource for saving money. From excellent credit to financial hardship, there...

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Debt to Credit Ratio

Mark CappelMay 10, 2024

Debt to Credit Ratio | There are two ways to alter your debt to credit ratio. One is to increase your amount of available credit. The other is to cut your amoun

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First Bank of Delaware & ThinkCash

Daniel CohenMay 10, 2024

Payday loans, also called 'cash advance loans,' 'check advance loans,' or 'deferred deposit check loans,' are a frequent pitfall for consumers.

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Debt Management Advice

Betsalel CohenMay 10, 2024

Focus your efforts on the accounts that are reported to the three credit reporting agencies. If all of your debts appear on your credit reports, then consider a

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Wisconsin Spousal Liability for Debt

Mark CappelMay 10, 2024

By marrying a spouse with debt and residing in a community property state you bought a ticket to an anti-lottery. Your chances of losing are small, but you risk

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What Should I do About Business Debt

Mark CappelMay 10, 2024

Business Debt advice from Bills.com

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Debt Help

Aly J. YaleMay 10, 2024

Debt Help starts at home. Know your finances, learn your debt relief options and take advantage of Bills.com Debt Help tool, the Debt Navigator, and get on...

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Equifax Debt Wise

Daniel CohenMay 10, 2024

Equifax Debt Wise | Equifax Debt Wise is designed to help consumers get out debt more quickly and save money. Read a review about the program at bills.com

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California Deficiency Balance

Mark CappelMay 10, 2024

California deficiency balance | California deficiency balance can arise from a short sale or foreclosure. In a short sale the lender agrees to accept less...

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Credit Card Lawsuit in Pennsylvania

Betsalel CohenMay 10, 2024

A reader who had a lawsuit filed against her in Pennsylvania needs to know what the creditor can do if it obtains a judgment.

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Two Accounts Billed As One

Bills.com TeamMay 10, 2024

I have two separate utility accounts that are being billed as one, can they do that?

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Chapter 13 and Short Sale

Betsalel CohenMay 10, 2024

Chapter 13 and Short Sale | Before you do a short sale speak to your bankruptcy attorney about your options including converting to a Chapter 7, negotiating...

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Washington Garnishment

Mark CappelMay 10, 2024

Washington Garnishment | The state collection laws on Washington allow a judgment-creditor to garnish your wage. The most that can be taken from your pay is...

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Debt Discharge

Mark CappelMay 10, 2024

Debt Discharge information from Bills.com

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Garnish Military Pension

Mark CappelMay 10, 2024

VA benefits and military pensions are not subject to execution, levy, attachment, garnishment, or other legal process. However, there are exceptions for child s

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Garnish My Pension?

Mark CappelMay 9, 2024

Can your pension be garnished? Pensions, like Social Security and other forms of retirement income, are exempt from garnishment for most debts. However...

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Debt Judgments

Mark CappelMay 9, 2024

If you are facing a judgment or possible garnishment, let Bills.com give you the advice you need to resolve your debt.

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Debt Settlement Advice and Tips

Mark CappelMay 9, 2024

Get self help tips and advice on debt settlement options. Find. Learn. Save! at Bills.com

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Debt Inheritance

Mark CappelMay 9, 2024

See what happens to your debt when you pass away. Bills.com your one stop financial resource center

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Debt and Divorce

Mark CappelMay 9, 2024

Get all the answers about debt and divorce from Bills.com? your source for saving money. Ask Bill, Bills.com's financial expert your financial questions.

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How Do I Reduce My Debts?

Mark CappelMay 9, 2024

How do I reduce my debts? | If you are asking yourself, 'How do I reduce my debt?' you owe it to yourself to look at all your options. Start by...

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Divorce and Debt

Bills.com TeamMay 9, 2024

It is important to divide assets and liabilities, and make certain to update your credit report record (particularly if there are jointly held accounts) after t

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Bad Debt

Mark CappelMay 9, 2024

If you have Bad Debt problems, let Bills.com help you save.

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