Debt Articles

Credit Counseling Scam

Learn the pop 10 questions a person with debt should ask to avoid a consumer credit counseling scam, such as 'Does the company receive compensation from the...

Credit Card Counseling Services FAQ

There are no negatives to the budgetary/financial review assistance that credit counselors supply, however, there may be a significant...

Bankruptcy Questions & Answers

Bankruptcy | The following are 19 common bankruptcy questions that readers have asked Bills.com. We include our answers and links to more discussion.

Bankruptcy Laws

Chapter 7, Chapter 11, and Chapter 7 are the three types of bankruptcy available to consumers and owners of small businesses.

Chapter 13 Bankruptcy

Chapter 13 bankruptcy enables individuals with regular income to develop a plan to repay all or part of their debts over 3 to 5 years.

Chapter 7 Bankruptcy

To qualify for Chapter 7, the debtor may be an individual, a partnership, or a corporation or other business entity. Learn more about Chapter 7 Bankruptcy and w

CNBC Refinance Video Interview

CNBC interviews Andrew Housser on Mortgage Refinance.

New Jersey Collection Laws

The statute of limitations for some New Jersey debts is 6 years. Wage garnishment is limited to 10% of net take-home pay. Judgments have a 20-year life, and...

Bankruptcy & Your Credit Score

Learn how bankruptcy affects your credit and what steps to take to repair your credit after your bankruptcy discharges. Make sure that you...

What is Debt Consolidation?

Debt consolidation is the process of combining multiple exisiting debts into one new debt

Non-Profit Debt Relief

Non-Profit Debt Relief | Non-Profit Debt Relief can help you with credit card debt, bankruptcy, and student loans. It's important that you understand exactly...

Credit Card Loan Consolidation

Loan consolidation will not cut your monthly payments. Learn the 4 proven alternatives to a credit card loan consolidation.

Best Debt Consolidation Companies

Top 10 questions you need to ask each debt consolidation company to find the one best for you. Learn what the best debt consolidation companies have in common.

Free Financial Help from Bills.com

Free Financial Help | Get free financial help from Bills.com. Use our different tools and calculators to make better financial decisions. Ask a question by...

2018 Starts with Higher Debt Level

Household Debt is over $13.5 Trillion. Going into 2019 US Household Debt is at all-time highs. During 2018 overall debt levels increased by about 3%. While...

Dave Ramsey is Wrong

A personal loan that saves you money, gets you out of debt faster, and puts you in a higher payment is, according to Dave Ramsey, never a good idea. We disagree

Four Ways to Consolidate Debt

Not all debt problems are alike. Learn about four debt scenarios and the different ways that you can use to consolidate your debt. Match your personal...

Choosing a Debt Consolidation Loan

Choosing a debt consolidation loan is fairly straightforward. First, make sure that the loan is a good match with your financial situation. Then, shop around...

Evaluating Debt Management Programs

How do I know find the right debt management program and then find the right company to help me?

Christian Credit Counseling

Christian Credit Counseling firms provide the same help with your debt problems as other Credit Counseling firms. Results and fees are the same, so you need...

Types of Debt

There are different types of debt. The best way to get out of debt can vary depending on the type of debt you have: credit card, mortgage, persnal loans, tax...

Best Ways to Get Out of Debt

Best Ways to Get Out of Debt | Use all easy common sense suggestions to get out of debt. But if you are looking for the best way to get out of debt, then...

Should I Choose a Non-Profit?

Debt Consolidation Non-Profit | Learn how non-profit debt consolidation companies get paid and whether they are your best debt relief option. Make sure you...

What is Medical Debt Forgiveness and Is it Possible?

Medical debt is common and stressful. Learn about the different ways to deal with medical debt, including medical debt resolution programs.

Debt Cures Review

Review of Debt Cures and check to see if Debt Cures is a scam.

Charge Off Credit Union Loan

The credit union can charge off a delinquent loan, regardless of what may be surmised from the debtor's intent.

Michigan Spousal Liability for Debt

Spousal Liability in Michigan | If both spouses sign a debt agreement both are jointly liable to the creditor. But, if only one spouse signed the agreement...

Jefferson Capital Systems: Deal with collections | Bills.com

Jefferson Capital Systems LLC is a major debt collector. If they appear on your credit report, or they called or contacted you, then take these steps to...

Bill Consolidation Programs

Bill consolidation programs exist for those in a financial hardship. A personal loan isn't an option if you have poor credit or struggling, however.

Wisconsin Wage Garnishment

Wisconsin Wage Garnishment for Spouse's Debt | Wisconsin is a community property state. Generally, a spouse has liability for the other spouse's debts, but...

New York Statute of Limitations

According to the Laws of New York CVP Article 2 section 213, a plaintiff has six years to take action on a contractual obligation or liability.

California Wage Garnishment Limits

California wage garnishment limits | Free tips and advice about California wage garnishment limits from bills.com

Business Credit Card Liability

Business Credit Card Liability | A corporate officer's responsibility varies. If your name was on the account for the sake of convenience and you didn't sign...

Illinois Garnishment Rules for Two Jobs

Illinois garnishment rules are complex and favor judgment debtors.

Find Attorney in California

Talk with an attorney who can interview you in person and suss-out the relevant facts in your situation, and review your documentation.

Unsecured Credit Card Consolidation Program

Unsecured credit card consolidation programs are popular alternatives to a home equity or cash out refinance. If your credit is excellent, then you can get...

How to Handle a Debt Collection Call from Resurgent Capital Services 2024 | Bills.com

Resurgent Capital Services is a major debt collector. If they appear on your credit report, or they called or contacted you, then take these steps to...

Credit Card Consolidatoin - Help With Payments

Struggling with making credit card payments? Do you need help with credit card payments? Even if you are in a hardship there are credit card consolidation...

Bill Consolidaton Loan Options

Bill consolidation loans can help save money. If you have excellent credit you can obtain a low-interest bill consolidation loan. There are different types...

Offer and Acceptance

Offer and Acceptance | In general, a contract is an agreement a court will enforce. A contract is formed when there is an offer and acceptance. Learn about...

Alltran Financial – Deal with collections 2024 | Bills.com

Alltran Financial is a collection agency that works with original creditors and third-party debt buyers. If they contact you, protect yourself by...

Georgia Spousal Liability for Debt

If the spouses never resided in a community property state, and only one spouse signed the loan contract, then the signatory-spouse is liable for the debt only.

Is Debt Consolidation Right for You?

Debt consolidation can help you save money on interest, lower your monthly payments, and pay down debt faster. Use a debt consolidation loan, or...

Texas Truck Repossession

Your case involved a lease contract I have not read. You have the added complication of a spoken contract that apparently modifies the terms of the written cont

Florida Judgment

Excluding child support, creditors cannot touch Social Security and pension benefits if they are deposited into an account that is not intermingled with funds f

Dealing with Debt Collection Complaints

Debt collection complaints are common. The CFPB has received over 182,000 debt collection complaints over the last 5 years. Learn about how complaints...

Need Help with Debt?

Not only people in a financial hardship need help with debt. The amount of help you need will depend on your circumstances. Learn how to match debt help...

National Action Financial Services

Just because National Action Financial Services has access to the credit reporting agencies and learned your contact information does not mean you owe a debt.

Choosing a Debt Relief Program

Learn three tips to help you choose a debt relief program relief: Check affordability, your credit, and your ability to stick to a program before...

Should I Consolidate my Credit Card Debt

Should you consolidate your credit card debt? Find out reasons people have credit card debt and match your situation with debt relief solutions that best fit...