Home Equity Articles
Home Equity Loan vs Cash-Out Refinance: Which Is Better?
How does a cash-out refinance work vs a home equity loan? Learn which loan is better to take cash out of your home
Read moreHow to Calculate a HELOC Payment
Learn how to calculate a HELOC payment during the draw period and the repayment phase.
Read moreHow Does A Cash-Out Refinance Work?
Cash-out refinancing is a way to change the terms of your mortgage and take cash out of your home with one loan. Learn how cash-out refinancing works and when it’s a good idea.
Read moreCan You Use a Home Equity Loan for Business?
A home equity loan can be an excellent small business loan for certain business owners. However, borrowers can lose their homes if their business fails and they cannot afford the home equity loan payments.
Read moreHow Do HELOC Interest Rates Change?
Most HELOCs have variable interest rates. When and how do interest rates change on a HELOC? Learn how to manage Home Equity Line of Credit interest rate changes.
Read moreCan You Use a HELOC for a Business?
A home equity line of credit (HELOC) can be a good small business loan for certain business owners. However, borrowers can lose their homes if their business fails and they cannot afford the loan payments.
Read moreThere are several reasons to refinance a HELOC – pay less interest, get more time to pay, or change a variable rate to a fixed rate. Learn how to refinance a HELOC.
Read moreA Cash out refinance lets you change your current mortgage terms and receive more money. You can lower your interest, get more affordable payments, and use...
Read moreHELOC Calculator: Determine How Much You Can Borrow and Calculate Your HELOC Payment
Use Bills.com's HELOC calculator to estimate the amount you can borrow and your monthly payments. The amount you can borrow with a HELOC loan depends on your equity...
Read moreA home equity loan allows you to use your home as a source to take out cash. Learn how to calculate your home equity value and compare a home equity loan to...
Read moreHow Does a Home Equity Loan Work?
Learn how home equity loans work, how much can you borrow with a home equity loan and how to apply for a home equity loan.
Read moreIs Home Equity Loan Interest Tax Deductible?
You may be able to deduct home equity loan interest on your taxes. Learn when home equity loan interest is tax-deductible.
Read moreHow to get a home equity loan? Learn how to shop for a home equity loan and apply for a home equity loan,
Read moreHELOC vs home equity loan: which is better? Learn the differences between home equity loans and HELOCs.
Read moreWhat is a home equity loan refinance? Learn how to refinance a home equity loan.
Read moreHome equity loan requirements vary by lenders. However most lenders require a good credit score and a loan to value ration that doesn't exceed 85%, including your current mortgage.
Read moreHow to Get a Home Equity Loan With Bad Credit
To get a home equity loan with bad credit, you’ll need significant home equity and a good source of income. Expect higher interest rates and loan fees but you can...
Read moreThere are several types of home improvement loans. You may choose from home equity loans, HELOCs, cash-out refinancing, and personal loans. Your best choice depends on...
Read moreLearn how to get and use a home equity loan, home equity loan interest rates and closing costs. Compare home equity loans to cash-out refinancing.
Read moreWhat is a HELOC and how does a HELOC work. Learn how to get a HELOC and how much you can borrow with a HELOC, then find best HELOC lenders and...
Read moreHome equity guide: What is home equity, how to use home equity, borrowing against home equity, and how to choose your best home equity...
Read moreUse Equity for Home Improvements
Home improvement projects can be expensive. Choose the right way to pay for your home improvement project using the equity in your home. A HELOC offers you the
Read moreTrends in Home Equity Loans 2019
Home Equity Loan Trends 2019 | Learn about how rising home prices and fluctuating interest rates affect your choices to tap into home equity. With...
Read moreHome Equity Loan Rates vary based on your credit score and the loan-to-value ratio. You can lock into a fixed rate or take a variable rate with...
Read moreChoosing a Home Equity Loan Calculator helps you find the right type of loan. Do you want to refinance your current mortgage, take out a lump sum, or maybe...
Read moreUse Bills.com Home Equity Loan Calculator to find out how much money you can borrow against your home, your monthly payment, and the total Loan-to-Value ratio.
Read moreGet five cash-out refinance tips from a veteran mortgage professional. Stay in tune with market changes and take advantage of higher home prices, low...
Read moreCash-Out Refinance in New Jersey
A Cash-out Refinance in New Jerseyis a viable alternative for many homeowners. If you need more cash, then consider using your home equity and get low...
Read moreQualifying for a Cash-Out Mortgage
Qualifying for a cash-out mortgage requires sufficient equity in your home. You will need good to excellent credit to qualify for a high LTV cash-out, but there
Read moreA Cash-out Refinance in Arizona is a viable alternative for many homeowners. If you need more cash, then consider using your home equity and get low...
Read moreBills.com's Cash Out Refinance Calculator
Use Bills.com Cash Out Refinance Calculator to see how much equity you have in your home, how much you can add to your existing mortgage, and what the new...
Read moreReasons to do a Cash-out Refinance
One popular reason to take out a cash-out refinance mortgage is debt consolidation. Other common reasons households use built up equity in their home are home i
Read more2018 Cash Out Refinance Options
Rising home prices, low mortgage rates, and improving economic situation offers a great opportunity to use a cash out mortgage refinance to save money and...
Read moreIs My HELOC a Recourse or Non-Recourse Loan in California?
I know my first mortgage is a non-recourse loan. But what about my HELOC? Also, how does the Mortgage Forgiveness Debt Relief Act help me?
Read moreInfographic - Home Remodeling By The Numbers
An infographic unveiling the home remodeling projects with the best return on investment. Check out the Hall of Fame for even more fun facts.
Read moreAppraisal LTV and HELOC | There are different types of appraisals that a lender may require. The appraisal's value affects your LTV and how much cash you...
Read moreHome Improvement Loans | Learn, Plan, and Shop
Home Improvement Loan Information | Whether you take a home improvement loan for personal or financial gains, learn about the types of loans and what you need..
Read morehome equity consolidation loan fees
Discover what home equity consolidation loan fees you can expect with this type of loan and what these fees are for. Information from Bills.com - Find.Learn.Sav
Read moreFree information about the difference between a frozen HELOC and a cancelled HELOC
Read moreIt can be tricky to get your lender to agree to subordinate your loan. Read some free tips on home loan refinancing and subordination of your HELOC, such as...
Read moreLate-Pct wayments on HELOC | There is no standard HELOC contraith consistent terms and conditions. A HELOC from (for example) Bank of America may have...
Read moreWhat Can I Do if I Was Denied a Home Equity Line of Credit?
What can I do if I was denied a home equity line of credit?
Read moreDealing with a Mortgage & HELOC in Probate
My spouse died and was the mortgage holder. How can I settle with the bank if my name is not on the note?
Read moreCar Purchase & Home Equity Loan
Learn about the pros and cons of using your home equity to puchase a car. Find. Learn. Save, at Bills.com
Read moreAdjustable Rate Home Equity Loan
Get all the information and resources you need, to help you save on your home equity loan, at Bills.com
Read moreHome Equity Loan to Consolidate Debt
See when it makes sense to go for a home equity loan in order to consolidate debt. Get more money tips at Bills.com
Read moreWill a large unused HELOC hurt your credit?
Read more to learn about how an unused equity line of credit (HELOC) can influence your credit. Get information, tips and resources all in one place at Bills.c
Read moreMortgage or HELOC to Remodel Home
See what type of home loans are suited for senior citizens. Bills.com gives you a wealth of information on mortgages.
Read moreConsequences of Home Equity Loan Default
Learn about consequences of defaulting on a home equity loan and what the usual process is at Bills.com
Read moreHome Equity Line of Credit Advice
Thinking about a home equity line of credit (HELOC) Bills.com has some valuable advice.
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