Mortgages Articles
In 2012, the FHA is increasing the cost of two types of fees that borrowers must pay for FHA loans...
Read moreForbearance on Mortgage Payments
Mortgage Payment Forbearance | Pres. Obama in his Building America to Last program calls for an industry wide 12-month forbearance for unemployed...
Read moreMost lenders do not make construction loans for VA loans, largely due to risks and costs of construction disputes. Talk to a local bank...
Read moreWalking Away from Reverse Mortgage
Walking Away from Reverse Mortgage | If you have a reverse mortgage and your house is worth less than the mortgage balance, you can walk away without...
Read moreReverse Mortgage and Credit Card Debt
Reverse Mortgage and Credit Card Debt | A reverse mortgage stops your need to make monthly mortgage payments & frees up money for your credit debt. Make sure...
Read moreCitiMortgage Bad Loan | CitiMortgage settled with the FHA for $158 million due to fraudulent loan practices in the DE Lender program. You can expect...
Read moreRural Refinance Pilot cuts monthly mortgage payments by easing rules for refinancing existing Section 502 home loans. Learn if you qualify...
Read moreHAMP | New Guidelines for Home Loan Modification
Hamp Guidelines | According to the January 27, 2012 Obama proposal, the HAMP program will update its guidelines to make more homeowners eligible and increase...
Read moreUpdate: National Mortgage Settlement announced by 49 states and five mortgage servicers. Learn if you qualify.
Read moreShort sales are not quick sales. PMI providers for Fannie Mae loans are cutting red tape to fast track short sales...
Read moreMortgage Insurance and HARP: If you are eligible for a HARP 2.0 loan and have PMI then you can do the HARP refinance. The MI companies are doing LPMI....
Read moreMortgage Insurance | Learn about the different types of Mortgage Insurance, the Mortgage Insurance Companies, and the different factors in the cost...
Read moreObama Refinance Plan | The new Obama refinance plan can help you save money by getting a low-interest loan. You may also have zero closing costs. However...
Read moreHow Much Mortgage Can I Afford
Learn how much mortgage you can afford, and the top 10 documents lenders require from borrowers. Most make financial sense, but No. 1 may surprise you...
Read moreWill President Obama announce a mass refinancing program that will slash interest rates on all Fannie Mae and Freddie Mac mortgages?
Read moreThe FHA wants lenders to lower qualifications for mortgage loans, but lenders worry that doing so will increase their risk. Learn the 10 credit qualifications f
Read moreMortgage Rates and Mortgage Fees
Mortgage Rates and Mortgage Fees | In a dynamic market, their are upward and downward pressures on mortgage rates and mortgage fees. Learn about...
Read moreMortgage Fees Rise Due to Congress
Mortgage Rates and Mortgage Fees | The payroll tax law raised mortgage guarantee fees. Before shopping for your mortgage loan, learn about...
Read moreWill mortgage rates be going up or down in the next few months and when is a good time to lock in a mortgage rate?
Read morerefinance first and second mortgages
Refinance first mortgage and home equity loan | If you want to refinance two mortgages, even if they are with the same bank, then check your LTV, and
Read moreFannie Mae DU Refi Plus for Harp Refinancing
Fannie Mae Refi Plus | Refinance your underwater home with the new HARP mortgage program. Learn how the DU Refi Plus can help you qualify. Start by...
Read moreBest Refinance Rates| Take advantage of low rates to lower your payments, lower your costs or consolidate higher interest rate debt. Find best refinance rates..
Read moreChapter 13 Mortgage Refinancing | Your refinancing options are limited while in bankruptcy but it is still possible. The first thing you need to do is...
Read moreRefinance Tips - Know the 6 vital tips you need to know to get a successful refinance loan, like number one...
Read moreRefinancing fees vary from state to state and lender to lender. Learn the typical fees and average cost ranges...
Read moreRefinance Rates | Find the best loan for your situation, whether it's the lowest rate available, or saving money by reducing the term of your loan. Start by...
Read moreProceeds from a reverse mortgage are loan proceeds, which do not meet the definition of income for Medicaid.
Read moreHARP Mortgage 2.0 Refinance Program
HARP Mortgage Program Refinance | Home Affordable Refinance Program (HARP) was just updated to avail low interest rates to more Americans seeking mortgage help.
Read moreARM Refinance | ARM rates are lower than fixed mortgage rates. Understand the risks and rewards that come with an ARM. To best protect yourself, make sure to...
Read moreProposed changes to HARP will increase the number of homeowners who qualify for the Home Affordable Refinance Program.
Read moreRefinance Mortgage | A refinance mortgage can save you money and improve your finances, if you...
Read moreLearn which factors are key to a successful refinance. Is refinancing is right for you at Bills.com - Find. Learn. Save.
Read moreQuitclaim Deed and Domestic Partner | If you quitclaim your rights to a property, you still maintain financial repsonsibility for the mortgage, unless you also.
Read moreDodd-Frank was disguised as a consumer benefit. However, it was created so that brokers are no longer competitive with banks, which are exempt from Dodd-Frank.
Read moreA reverse mortgage with lower costs? Review how the HECM Saver program works and understand the differences between the HECM Saver and the HECM Standard reverse
Read moreRefinance | At what interest rate would it make sense for me to refinance my home?
Read moreWhy is My Loan Taking so Long?
Added costs and repeated information requests contribute heavily to mortgage borrower fatigue. Ultra-strict Fannie Mae and lender underwriting guidelines are an
Read moreUse a FHA 203K Loan to Buy & Rehab a Home
The FHA 203(k) loan is a great way to finance the purchase of a home that needs work and finance the improvements at the same time.
Read moreImpact of the Japan Earthquake on Mortgage Rates
Mortgage Rates and the Japanese Earthquake | We recommend Bills.com borrowers to assess their financial needs and consider macroeconomic factors when...
Read moreCoalition against home down payment
A coalition of housing organizations and consumer advocates protested a hike in the required down payment for home mortgages.
Read moreThe FHA Short Refinance Program is a great way to knock-down your principal and pay less in your monthly mortgage payments.
Read moreMortgage Principal Reduction | Due to the housing crisis there are many underwater borrowers. A controversial solution is principal reduction, which cancels...
Read moreA mortgage servicer is the party responsible for collecting payments on a mortgage loan and managing the escrow account
Read moreChase Mortgage Modification | A Chase Mortgage Modification is a change in the mortgage terms that make the loan more affordable. Start by...
Read moreNACA | NACA, Neighborhood Assistance Corporation of America, is a non-profit organization offering mortgage origination, refinances, HUD-approved mortgage couns
Read moreReverse mortgage loan | A reverse mortgage loan may be difficult to obtain, if both spouses on title are not living in the home as a primary residence.
Read moreUpside down refinance | Upside down refinance loans are hard to find. Free tips on two mortgage programs aimed at borrowers who owe more on their home than it i
Read moreIf you reached a settlement with Chase regarding your short sale, then you do not owe Chase or anyone else anything for the deficiency balance.
Read moreQualifying for a mortgage | Qualifying for a mortgage means meeting a lender's standards for income, credit, debt-to-income ratio, and loan-to-value. Be sure...
Read more$1.5 billion awarded to several states to aid struggling home owners.
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