Mortgages Articles
Reverse Mortgage Scams can be very costly. Get tips on how to recognize scams and learn how to avoid them. Make sure you learn about a reverse mortgage and...
Read moreWhat is A Reverse Mortgage | A Complex Financial Tool
What is a Reverse Mortgage? | A reverse mortgage is a complex financial tool for people over 62 who have equity in their homes. Be very careful to avoid..
Read moreRefinance Underwater Mortgage | Understand your options for refinancing if you owe more on a home than it is worth. Be sure to look at a HARP loan and an FHA...
Read moreReverse Mortgages | Learn and Go Slow
Reverse Mortgages- Learn, Prepare, Go Slow | Reverse mortgages are complex and hard to understand. Learn how the loan works, and guard against the dangers...
Read moreHARP 2 and LTV | Although under the HARP 2 program there is unlimited LTV, many lenders have tighter rules. According to the FHFA August 2012 report, more...
Read moreThere are three reasons to consider a joint mortgage, and five reasons for one spouse on a mortgage. This Bills.com article explores the...
Read morePre-Approval and Pre-Qualify for a Mortgage Loan
Mortgage Pre-Qualification and Pre-Approval | Before you purchase a home or refinance a mortgage make sure you are prepared to qualify. Ask the lender for a...
Read moreClosing Costs for Refinance Loan
Refinance Closing Costs | Understanding all the closing costs in your refinance loan can be very confusing. You have to be sure to look at the GFE and to...
Read moreHARP 3 - Will Congress Expand the Program?
HARP 3 Expansion | There are a large number of borrowers who don't qualify for the HARP program. Congress is reviewing a number of proposals to expand HARP 3...
Read moreCredit Union | You may find lower mortgage closing costs at your local credit union. Consider a credit union if your state charges an intangible tax...
Read moreDown-Payment to Buy a Home | Although your down payment may require you to use more cash than any other part of your home purchase, make sure to account for...
Read moreMortgage Interest Rate Locks | Understand how rate locks work, to so you don't cost yourself a lot of money. Letting your interest rate float can be a...
Read moreIf you seek a jumbo mortgage, let Bills.com help you sort out the limits and what types of jumbo loans are best suited for your needs.
Read moreRapid Rescore Refinance Mortgage Loan Tips
Rapid Rescore | Free tips about using Rapid Rescore to raise your credit score and qualify for the best interest rates available on home loan mortgage refinanci
Read moreLearn the waiting period for qualifying for a mortgage after bankruptcy, foreclosure, and short sale. Also learn how to recover from these events.
Read moreHardest Hit Fund: Helping Struggling Homeowners
Hardest Hit Fund | 18 states established a foreclosure avoidance program to help unemployed and struggling borrowers get current and also...
Read moreLearn everything there is to know about a home equity line of credit and get the best rate possible from our family of provider.
Read moreRebuilding American Homeownership - The 4% Mortgage
Rebuilding American Homeownership | In late July 2012 Sen. Merkley proposed a program for all underwater borrowers. Will it become the new HARP 3 program, or...
Read more#MyRefi | Social Media to Mass Refinancing Plan
MyREfi# | The White House initiated a social campaign to gain support fro a HARP 3 mass refinancing plan. The plan requires Congressional action, but...
Read moreMortgage Modification or Refinance | Avoid Foreclosure
Mortgage Modification or Refinance | If you are having trouble making your payments, then look into a mortgage modification. But if you have good credit, then..
Read moreHardest Hit Fund: Fannie Mae & Freddie Mac Updates
Principal Reductions to HARP, HAMP and Hardest Hit Funds | Due to changes in state regulations and Freddie Mac & Fannie Mae guidelines, principal reductions...
Read moreEminent Domain | A Mortgage Relief Option
Eminent Domain and Mortgages | Can a local government take over mortgage loans? Learn about a proposal to use eminent domain to help underwater borrowers refi..
Read moreThe CFPB wants mortgage disclosures to be short and simple. Its Loan Estimate and the Closing Disclosure forms aim to...
Read moreHomeowners enrolled in Nevada's Foreclosure Mediation Program see the foreclosure process halt in almost all cases. Learn how to stop a Nevada...
Read moreCalifornia Law to Protect Homeowner from Foreclosure
California Foreclosure Protection | The California legislature passed a law to help homeowners avoid foreclosure. The law includes no dual tracking and more...
Read moreFHA Streamline | Low Credit Score
FHA Streamline Refinance | Low credit scores can be a barrier to a FHA streamline refinance, because lenders have stricter requirements. There are lenders who..
Read moreIt is possible to qualify for a reverse mortgage if one of the spouses is less than age 62. However, community property laws...
Read moreHome Purchase Mortgage Rates | Shop and Compare
Compare Home Purchase Mortgage Rates | When shopping for a home purchase loan make sure that you compare mortgage fees and mortgage rates. The best rates are...
Read moreBank Mortgage Rates | Look at big Banks to see their mortgage rates. But make sure that you shop around for the best mortgage rates and compare....
Read moreToday's Mortgage Interest Rates
Today's Interest Rates | Bills.com gives you today's mortgage rates. Rates vary over time, by lender, and by borrower., so make sure to compare...
Read moreYou can refinance most ARMs, balloon/reset mortgages, A-minus mortgages and more for rental / income properties. Learn the six requirements to refi a rental...
Read more20-Year Mortgage Rates | Save Money
20-Year Mortgage Interest Rates | 20-Year Mortgage Loan Rates are generally lower than 30-Year rates. Before taking a loan learn to compare rates and fees...
Read moreNo Credit Check Mortgage Lenders
Yes, it is possible to find a lender who will lend you money if you have no or poor credit. But the circumstances for doing so are not common...
Read moreHome Loans For People With Bad Credit
Learn about government programs to help homebuyers who have bad credit. You may be eligible for a no- or low-down payment loan...
Read moreYou are eligible for one or more US government home loans. Learn more about VA, FHA, USDA, and Section 184 loans, which make home ownership...
Read moreBecause lenders are constantly changing their underwriting standards, incentives, and interest rates, a good deal from one lender today might be...
Read moreThe top 10 mortgage lenders in 2011 were Wells Fargo, Chase, Citi, Bank of America, US Bank, GMAC, PHH, Quicken...
Read moreLow Interest Mortgage Loans | Shop Around
Low Interest Home Loans | Shop around and find a low interest rate mortgage. Compare products, loot at both mortgage rates and mortgage fees. Learn how...
Read moreSubprime Mortgage Lender | High Costs
Subprime Mortgage Lenders offer high priced loans for high-risk borrowers. Before you take a subprime loan, look at all your options. Learn how to...
Read more10-Year Mortgage Rates | If you want to pay off your mortgage quickly, then look into 10-Year mortgage rates. However, make sure that you have sufficient...
Read moreHome Loans at 125% LTV or Greater
125 Percent LTV Home Equity Loan | Review various options available for refinancing, when you owe more on your home than it is worth. You can save money by...
Read moreLearn the three numbers you need to know when comparing home loan bank refinance. Surprisingly, the best deal may cost you more per month...
Read more15-Year Fixed Mortgage Rates | Take advantage of low rates and refinance into a 15-Year FRM. Check to see how you can refinance into a lower interest rate and..
Read more15-Year Fixed Mortgage Rates | 15-year mortgage rates are cheaper than 30-year rates. However, make sure that you can afford them. Compare between real...
Read moreHome Refinance Loans | Getting Qualified
Qualifying for a Home Refinance Loan | Prepare yourself by following Bills 5 steps to qualify for a home refinance loan. Start by preparing your budget, then...
Read moreLenders Participating in HARP Program
HARP Lenders | Underwriting requirements differ between HARP lenders. Big Banks and original lenders are often more expensive. Shop around for the best...
Read moreFHA refinance | FHA refinance loans offer some distinct advantages over conventional loans, but they are not right for everyone. Choose an FHA refi when...
Read moreMaking Home Affordable Program Information
Making Home Affordable Program Information | President Obama has introduced various programs to assist distressed homeowners, Find out if you can save money...
Read moreHarp Mortgage Rates | Since the March 19 2012 update, HARP mortgage rates have become more competitive. If you want to find the best HARP mortgage rate, then...
Read moreA refinance for an upside-down mortgage is possible, but if you are already paying a low adjustable rate, then you may not see any savings in your monthly payme
Read more