Debt Articles

California Debt Consolidation

You have several good options to resolve your unsecured debt, including debt settlement and credit card counseling. The federal government is sponsoring several

Fair Debt Collection Practices Act: Know Your Rights

The Fair Debt Collection Practices Act grants you rights as a consumer and restricts debt collectors' actions. Learn about verification, disputing debts, and...

Help with Debt Settlement

A lowered credit score and nerve-wracking telephone calls from collection agents are common for debtors in a debt settlement program. These will end as you work

Foreclosure Prevention

Lenders would prefer to avoid foreclose on mortgages because foreclosure offers a poor economic return, and only foreclose as a way of limiting losses on a defa

Collection Agency & Credit Report

Collection Agency & Credit Report | The creditor (the original creditor or the collection agent) must report settlement of the debt to the CRAs. Learn how to...

Nebraska Collections

I found no evidence that it is illegal to collect a debt less that $100 in Nebraska or report it to a credit reporting agency.

Can I Consolidate My Car Loan In A Debt Consolidation Program?

Can I include my car loan into a debt consolidation program? If so can I keep my car?

Advanta Debt

You may be able to negotiate the amount of debt you owe on your Advanta credit card with the third-party collection agency.

Interest on Judgment

I have a judgment against me and learned the creditor is charging me 10% interest. Is that legal? It depends on which state you reside in.

Will Co-signing On a Loan Hurt My Credit Score?

My boyfriend has terrible credit. Will it affect my credit if I co-sign a loan with him?

Should I Dispute A Collection Account?

Should I dispute a collection account if I know I owe the debt?

Too Much Debt

Are you struggling with too much debt? How do you know if you have too much debt? Learn about signs showing if you have too much debt and if so, how to deal...

Finding the Best Loan Consolidation Companies

Finding the Best Loan Consolidation Companies | After you determine that loan consolidation is a smart choice, take the right steps to find the best company...

Bankruptcy and Second Mortgage

If I file bankruptcy will that eliminate my second mortgage balance?

Served Summons & Complaint

If you are served a Summons and Complaint, it is crucial to respond the right way. Never ignore a summons, as it can lead to a default judgment. Be sure you...

Debt Management Plan

Debt Management Plan | Credit counseling and DMP is one form of debt relief. Learn the steps to take to make Your Debt Management Plan work. Start by...

Debt Reduction Plan

True debt reduction means lifelong freedom from debt. Learn how to reduce debt and expenses at Bills.com.

Debt Death

Responsibility for Debt after Death of Borrower | Some people assume a decedent's debt is forgiven or written off by creditors. The law doesn't work that way...

Debt Relief Boot Camp

Discover what bad credit debt relief solutions are available to you from Bills.com - your complete source for saving money.

Collecting 13-Year-Old Debt

A creditor failed to cash a check 13 years ago, and now wants me to re-issue it, which I cannot afford. What are my rights?

Consolidation Plus Review

Consolidation Plus is a unique unsecured loan program designed for consumers enrolled in certain debt settlement programs. Consumers with poor credit can...

Debt Settlement Companies

Debt Settlement Companies | Review how to find the best debt settlement companies in business. Learn what to avoid, so you don't get scammed. Never hire...

California Community Property

California Community Property Law and your spouse's debt. In California, creditors can reach your separate property, but the rules for premarital debt...

File Bankruptcy With No Money

You can file bankruptcy with no money, and even have bankruptcy filing fees waived if you have little or no income. Learn how to file bankruptcy at no cost by..

Bank of America debt options

Bank of America debt options | Review your different options for resolving Bank of America debt. Reduce what you owe or lower your interest rate. Start by...

Two Creditors Garnishing Wages at the Same Time

Get more information as to how wage garnishments work. If you are facing a creditor judgment, Bills.com can help you save.

Business Debt on Personal Credit Report

Read more about how a business debt can be reported on your personal credit profile. Get more information about debt collection practices at Bills.com

Judgment Garnishment

Judgment Garnishment | The most common method used by judgment creditors to enforce judgments is wage garnishment, in which a judgment creditor would contact...

Bankruptcy Alternatives

Staggered by debt but want to avoid bankruptcy? You have 4 alternatives, but like bankruptcy, each has positives & negatives. Learn the options to filing...

Debt Consolidation Scams

Debt Consolidation Rip-off | Read the tips you need to know to avoid getting ripped off by a debt consolidation company and find the right...

Credit Card Debt

Credit card debt | Get out of credit card debt for good with help from Bills.com. Find debt resources and information in one convenient place.

Collections Advice on Deficiency Judgment

A deficiency is like any other unsecured debt and as such is legally identical to credit card debt, medical debt, or a payday loan.

Prepaid Debit Card and Debt Collections

Can a creditor seize or garnish my prepaid debit card?

Default Payment

Default Payment | It is imperative that you show evidence to the attorney who filed suit against you to show you are current in your payments to the original...

Deceased Estate

Assuming the above, and assuming your spouse's prognosis is dire, neither you nor your spouse have an incentive to change the status quo regarding the property.

Investment Rate of Return

Paying off Debt or Investing | Investing your money instead of paying off debt might be a wise decision depending on the interest rate and rate of return...

Insurance Neglecting to Pay a Medical Bill

I was told that my insurance would cover my medical bill, but later found out the bill was never paid. Now I owe almost $1,000.

TERI Student Loan & Debt Settlement

Student loan providers can be more difficult than other creditors when it comes to negotiating settlements, possibly because...

Garnish My Pension?

Can your pension be garnished? Pensions, like Social Security and other forms of retirement income, are exempt from garnishment for most debts. However...

Consolidate Check Advance Loans

Find yourself caught in the vicious cycle of check advance loans? Bills.com has some helpful tips to help you get out of the debt trap.

Debt Judgments

If you are facing a judgment or possible garnishment, let Bills.com give you the advice you need to resolve your debt.

Debt Settlement Advice and Tips

Get self help tips and advice on debt settlement options. Find. Learn. Save! at Bills.com

Debt Inheritance

See what happens to your debt when you pass away. Bills.com your one stop financial resource center

Debt and Divorce

Get all the answers about debt and divorce from Bills.com? your source for saving money. Ask Bill, Bills.com's financial expert your financial questions.

High Debt Consolidation & Credit

Too many recent credit inquiries on your report? Has your score dropped? Get tips on improving your credit and options for consolidation of high debt.

How Do I Reduce My Debts?

How do I reduce my debts? | If you are asking yourself, 'How do I reduce my debt?' you owe it to yourself to look at all your options. Start by...

Divorce and Debt

It is important to divide assets and liabilities, and make certain to update your credit report record (particularly if there are jointly held accounts) after t

Lowest Monthly Payment

Let Bills.com help you get the Lowest Monthly Payment.

Bad Debt

If you have Bad Debt problems, let Bills.com help you save.

CreditGuard of America - Credit Guard Advice and Consumer Debt Solutions

See what Bills.com has been asked in the past about Credit Guard of America and Consumer Debt Solutions.