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Mortgages Articles

Mortgage Rates Up

Mark CappelNovember 16, 2010

Trend in rising interest rates unlikely to continue

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Refinance Scams

Mark CappelNovember 15, 2010

Refinance scams can easily be detected. Watch for unbelievable interest rates, and unsolicited offers.

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Pay Down Mortgage Balance

Mark CappelNovember 15, 2010

Know the advantages of a cash-out refinance.

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No-Cost Refinance

Daniel CohenNovember 15, 2010

No Cost Refinance | Be careful of 'No-cost refinance offers. Often, the costs are added to the loan balance or your rate is increased. Be sure to review...

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Locking Your Mortgage Interest Rate: A Good Strategy

Fernando PaezNovember 15, 2010

Lock your interest rate now before rates increase.

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Refinance or Prepayment?

Mark CappelNovember 12, 2010

Refinancing or paying down your current mortgage is a decision to be made by you. What makes sense for your situation and goals?

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Refinance with Chase or M&T Bank

Daniel CohenNovember 9, 2010

Chase would rather you not refinance, but if you are going to refinance it would like you to remain as a customer. Do what is best for you, not your bank.

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Mortgage, Note, Deed, & Title

Mark CappelNovember 9, 2010

Mortgage Note, Deed and Title | A mortgage loan almost always includes a personal note and deed on the property. If there is a discrepancy between...

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Refinance $200,000 Mortgage

Mark CappelNovember 8, 2010

Refinance | You will qualify for a home mortgage refinance loan if you have a steady, adequate income, your DTI is 35% or less, and the market values in your ne

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Note v. Mortgage

Bills.com TeamNovember 5, 2010

A mortgage consists of two documents: a note (or bond); and the mortgage itself. A deed conveys the title.

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Buying a Home Step 6: Seal the Deal

Betsalel CohenNovember 4, 2010

Buying a Home Guide - Seal the Deal | After finding the mortgage right for your situation, make sure that you carefully review the closing documents and...

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Buying a Home Step 4: Home Inspection, Title Search

Mark CappelNovember 3, 2010

Remember that your good faith estimate is just that: an estimate. Closing costs may vary.

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Finance My Home

Daniel CohenNovember 2, 2010

Finance My Home | Your mortgage is the biggest debt you have. Make sure to read these home purchase tips before you apply for a mortgage loan, so you can get th

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VA Reverse Mortgage

Mark CappelOctober 29, 2010

I am unable to find any information about a VA reverse mortgage program. I cannot determine if a VA reverse mortgage program exists and if so its requirements,

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Owe More than Home Is Worth

Bills.com TeamOctober 27, 2010

Six options to get help with an upside down mortgage where you Owe More than My House is Worth. Bills.com has the tips to help you save.

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Home Value

Betsalel CohenOctober 26, 2010

Home Value | The market value of your property is determined by its location, plus its amenities such as the number of bedrooms, bathrooms..

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Mortgage Refinancing

Jon PedleyOctober 26, 2010

Mortgage refinancing |Mortgage refinancing can be a good way to save money, to consolidate debt, and to reduce your monthly payments

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HECM For Purchase

Daniel CohenOctober 26, 2010

HECM Purchase | An HECM reverse mortgage can be used to purchase a home. If you are over 62, learn how you can buy a home and have money left over. First, ...

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How Much Can I Borrow

Betsalel CohenOctober 26, 2010

Reverse mortgage provides consumer with tax free income that can be used for any purpose. Find out how much you can borrow with a reverse mortgage.

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Refinance 4-Unit Apartment

Daniel CohenOctober 21, 2010

Trying to refinance a four unit or smaller apartment building? Try FHA refinancing. FHA loan rates are cheaper than non-FHA loans and have easier...

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Fixed-Rate Mortgages

Daniel CohenOctober 20, 2010

Fixed-Rate Mortgages | Choosing a fixed rate mortgage loan to purchase or refinance your home provides long term security in exchange for higher rates and payme

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Refinance Mortgage or HELOC?

Mark CappelOctober 20, 2010

Refinance | There are four things you need to be aware of when shopping for a mortgage or refinance: DTI, LTV, credit score, and income history. The secret is..

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Mortgage Foreclosure Missouri

Bills.com TeamOctober 19, 2010

Mortgage Foreclosure Missouri | Missouri has no anti-deficiency laws, so you will be liable for any money owed after a foreclosure. Look for...

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Short Sale to Avoid Foreclosure

Daniel CohenOctober 19, 2010

Free tips on how to avoid foreclosure. Learn about the short sale process and deed-in-lieu of foreclosure

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Adjustable Rate Mortgage

Jon PedleyOctober 14, 2010

While adjustable rate mortgages (ARMs) may initially offer lower rates and payments, they carry the risk of rate and payment increases over the long term

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Qualify for Reverse Mortgage

Daniel CohenOctober 14, 2010

Qualify for a Reverse Mortgage | Review what it takes to qualify for a reverse mortgage and how they work, so you can decide if a reverse mortgage is...

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Title Insurance for Refinance

Daniel CohenOctober 10, 2010

Free tips on buying title insurance when refinancing your mortgage

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Refinance or Not

Daniel CohenOctober 7, 2010

By any historical measure, Q4 in 2010 is an excellent time to refinance with interest rates at levels not seen in several generations.

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VA Loan Options and VA Mortgage Refinance Tips

Daniel CohenOctober 6, 2010

Mortgage | Refinance | Free advice from Bills.com about VA loan programs and tips to get a VA refinance mortgage.

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Refinance Debt

Mark CappelOctober 5, 2010

Refinance | I see two options for refinancing your mortgage to pay off unsecured debt, or any other debt for that matter.

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Negotiate Mortgage Settlement

Mark CappelSeptember 27, 2010

Negotiate Mortgage Settlement | You have options to negotiate a mortgage settlement. Consult with an attorney about your bankruptcy options. Learn to...

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How to Buy a Home

Mark CappelSeptember 15, 2010

Purchasing a home will most likely be among your largest and most important investments. Determine the pros and cons of owning a home to make the best decision.

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Home Buying Guide

Daniel CohenSeptember 15, 2010

A guide for home buyers - preparing to get a mortgage and buy a home and then find the best mortgage for you

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Reverse Mortgage vs. HELOC

Betsalel CohenSeptember 14, 2010

Compare the pros and cons of reverse mortgages versus HELOC. Find out which mortgage loan is more suitable for you.

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Government Refinance Mortgage

Bills.com TeamSeptember 14, 2010

Making Home Affordable consists of four programs to help struggling homeowners. They include, HAMP, HARP, HAFA, and 2MP.

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Georgia Mortgage Foreclosure & Short Sale

Mark CappelSeptember 9, 2010

Talk to your mortgage servicer about a short sale now and see what you need to do to qualify. Short sales are common and thousands of homes are bought and sold

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Reverse Mortgage Foreclosure

Daniel CohenSeptember 7, 2010

Reverse Mortgage Foreclosure | Free advice on how to avoid a foreclosure, if a property you inherit has a reverse mortgage balance.

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Help with Bank of America mortgage modification

Mark CappelSeptember 1, 2010

Bank of America Mortgage Modification | Free tips on how to deal with a Bank of America mortgage modification. Begin by ...

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Getting a reverse mortgage when one spouse is younger than 62

Daniel CohenAugust 29, 2010

Free tips about reverse mortgages when one spouse is younger than 62

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Want to Move But Don't Want to Sell House

Mark CappelAugust 24, 2010

A foreclosure will free you from the property, but at the expense of, among other things, your credit score.

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Does a reverse mortgage require a notary public?

Daniel CohenAugust 24, 2010

Free advice about reverse mortgages and the need for a notary public

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Reverse Mortgage on Upside-Down Property

Daniel CohenAugust 24, 2010

Free advice about a reverse mortgage on a home that has dropped in value and more money was borrowed than the home is now worth

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Refinance VA Loan

Daniel CohenAugust 19, 2010

Refinance | VA Loan | You may be able to lower the interest rate and payment on your VA home loan, quickly and easily, with a VA Streamline refi. Start by...

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Inheritance & Reverse Mortgage

Daniel CohenAugust 18, 2010

Free tips on what to do if you inherit a home that has a reverse mortgage on it

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Negotiate Short Sale

Mark CappelAugust 10, 2010

Negotiate Short Sale | Work closely with your lender. Before negotiating with the lender review your bankruptcy options. Seek out alternatives such as...

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Saxon Mortgage Principal Reduction

Mark CappelAugust 3, 2010

Saxon Mortgage Services claims to offer repayment and forbearance plan, loan modifications, short sales, debt forgiveness, and deeds in lieu of foreclosure.

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Government refinance

Daniel CohenAugust 3, 2010

Government Refinance Mortgage Programs | Free tips on finding the government refinance mortgage loan program that is right for you. Depending on who owns...

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California Short Sale

Mark CappelJuly 26, 2010

California Short Sale | California Short Sale rules were changed by California SB 458. CCP 580e outlaws a deficiency judgment under a note secured by a deed of

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403b Distribution to Qualify for Refinance

Mark CappelJuly 15, 2010

403b Distribution to Qualify for Refinance | Before you reduce your debt through a 403b distribution check out other debt relief options, including....

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Refinance to 15-Year Loan

Mark CappelJuly 13, 2010

If you can afford to increase your mortgage payments by 30%, and with a 1.25% decrease in the interest rate, you can cut your overall interest expense dramatica

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