Mortgages Articles

Removing Ex From My Mortgage

How do I remove my spouse from my mortgage without refinancing? You cannot remove your ex-spouse from your mortgage without refinancing.

Loan Modification & Forbearance

If you are employed and remain current in your payment program, there is a good chance the modification plan will become permanent.

Buying a Home While in Chapter 13

Convince the mortgage broker or loan officer to give you a conditional or contingent letter of credit for a mortgage/deed of trust in the amount of the loan you

USDA Rural Housing Service Mortgage Insurance

Are USDA Rural Housing Service mortgages required to have mortgage insurance? No, because the insurance is already built-into the loan.

How Do I Remove My Self as a Co-signer on a Mortgage?

I'm a co-signer with my ex-girlfriend on a mortgage. How do I remove myself from the mortgage?

What Are My Options If I Can't Afford My Home?

Options if You Can't Afford Home |If you cannot afford your mortgage payments look for foreclosure avoidance options. You can do a short sale...

WV Mobile Home Foreclosure

West Virginia Mobile Home Foreclosure | Under West Virginia law, a deficiency judgment may not be obtained when a property in foreclosure is sold...

Financing Short Sale

I had pre-approval to buy a home in a short-sale, and the lender backed out at the last minute. What can I do?

HAMP

HAMP | How do I get started with the Home Affordable Refinance Program (HAMP)? Learn about eligibility requirements, who to contact and how to ....

Attorney Necessary for Refinance?

Whether you need an attorney for a mortgage refinance depends on your state of residence.

Can My Name Be Taken off a Mortgage?

Can My Name Be Taken off a Mortgage and have my ex-husbands name put on the mortgage?

First Mortgage Payment

Want to know how to make a mortgage payment for the first time?

Our Second Mortgage Company Won't Subordinate Its Loan

I want to refinance our first mortgage, but the second mortgage holder won't subordinate. What can we do?

Second Mortgage Foreclosure

Can the lender of a second mortgage foreclose on my home if the first mortgage is current?

Deed In Lieu Of Foreclosure vs. Short Sale

Deed in Lieu of Foreclosure vs. Short Sale | Review the pros and cons of accepting a deed in lieu of foreclosure and how it compares to a short sale. Start by..

Delinquent Utility & Mortgage

I found out I had a utility collection on my credit report and paid it off immediately. Will my husband and I still be able to get another home mortgage?

My Lender Lost My Deed in Lieu of Foreclosure

Am I obligated to resend my mortgage company another copy of my deed in lieu of foreclosure?

Short Sale or Foreclosure?

What to do when you can't afford to make your house payments. Short sale or foreclosure?

Refinancing a Home after 18 Months

See if it is a good idea or not to refinance within a year an half, Bills.com gives you the tips to save.

Mortgage Refinancing & Closing Costs

Mortgage Refinancing & Closing Costs advice from Bills.com

Problems with HUD

The fact that a home is sold subject to a lien does not absolve the original debtor from his personal liability for the debt, learn more about HUD loan regulat

Help to Stop Foreclosure

Tips on how to stop foreclosure.

Mortgage Modification and Credit Impact

Information on how a mortgage modification might affect you credit. Get more tips on mortgages and credit on Bills.com

Consequences of Foreclosure

A foreclosure can turn out to be a real painful process, read about people's experiences and know your options at Bills.com

Consequences of Walking Away From Mortgage

Walking away from a mortgage | Walking away from a mortgage has serious consequences. Free advice from Bills.com about the consequences of walking away from a m

Guide to Refinance

Refinance My Mortgage | If you are asking 'Should I Refinance My Mortgage?', then get the fast advice you need to decide and get a low interest rate and save mo

Refinance Application

Free advice on how to get the best deal on a Refinance Application.

Debt and Reverse Mortgage

Free advice to decide if a Reverse Mortgage is right for you.

When Does it Make Sense to Refinance

When considering a refinance, always look at the total cost involved. Get more refinance advice to help you save, on Bills.com

Foreclosure and Credit Cards

Learn about universal default clause on credit cards and see what can happen to your credit card debt in case of a foreclosure.

The Hope for Homeowners Program

Hope for Homeowners (H4H) program primarily calls for voluntary principal reduction to 90% of the current home value. Read more at Bills.com

Help With Foreclosure

Getting Help with Foreclosure | Before you reach the foreclosure stage make sure you try other options including loan modification, short sell, or...

1099 Income From Short Sale

1099-C from Short Sale | If you a 1099-C from your lender after a short sale, you need to know how to avoid paying taxes on the forgiven debt. Start by...

Remove Name From a Joint Mortgage

How to Remove a Name From a Joint Mortgage | Read about how you can remove your name from a joint mortgage loan arrangement. The best way is to...

Apply for a Mortgage

Given the current housing market decline, find out of this is a good time to apply for a mortgage for a first time home buyer.

Refinancing While in Foreclosure

Learn about the options you might have to refinance while in foreclosure. Bills.com can give you valuable advice that could save your home.

Buying a House While in Chapter 13

See how long you need to wait before you can make a major purchase such as a home, while you are in Chapter 13 bankruptcy.

Dismissal of Deed in Lieu

If a deed-in-lieu of foreclosure is filed after foreclosure proceedings have started, the lender will file a dismissal of the foreclosure. You then need to...

When to Refinance a Mortgage

If you are trying to find the best reason to refinance your home, let Bills.com get you the advice and resources you need to get the best timing on your refinan

Home Equity Loan After a Foreclosure

Read all about the after effects of a foreclosure. Find helpful tips and advice for free at Bills.com

Second Home in Foreclosure

If you let go of your second home because you are upside down on the mortgage, you might be putting your primary home at risk of foreclosure.

Refinancing a Second Mortgage Only

Learn more about options to refinance your mortgages. Bills.com has the tips and resources you need to help you save on your refinance.

Reverse Mortgage on a Second Home

Get all the information you need about Reverse Mortgages at Bills.com, your one stop information source on all things related to personal finance.

California Recourse Loan

California recourse loan | Get information on California recourse loans. Bills.com has the information on mortgages that will help you save money.

Selling Reverse Mortgages

Get advice and information on selling and promoting Reverse Mortgages. Get all your mortgage information at Bills.com

Refinancing Second Home

Depending on your current situation, it might or might not be a good idea to refinance, read more to get tips on best time to refinance at Bills.com

Default on Second Mortgage

Learn what will happen if you default on your second mortgage. Bills.com has a wealth of information about mortgages.

Upside Down on Mortgage

Upside down on Mortgage | See what options are available if your home is now worth less than what you owe on your mortgage. Get your mortgage information on Bi

Short Sale on Credit Score

How a short sale can effect your credit report. Get more information about mortgages at Bills.com, Find. Learn. Save.

Consequences of Default on a Second Mortgage

If you go delinquent on your second mortgage, the lender can foreclose on your house and property. Read more about consequences of default on mortgages at Bill