Debt Articles

Can't Pay Debts

Sometimes filing for bankruptcy may be your only option to deal with debts you can't pay, read more at Bills.com

Secured Debt

A secured loan is where an object of value is pledged as collateral if the borrower fails to repay the loan. A lender can repossess or foreclose when...

Student Loan Debt Consolidation

Student Loan Debt Consolidation | Struggling with student loan debt? Make sure you know how to save money through a consolidation loan and all other options...

5 Debt Consolidation Loan Mistakes

A debt consolidation loan can improve your life and meet an important financial goal. If you make a common mistake, however, you can cause yourself harm. If...

Creditor calling

See what recourses you have against harassing creditor calls. Know your rights at Bills.com

Debt Settlement Option

Learn about the pros and cons of Debt Settlement as an option for debt reduction. Get more information about help with debt on Bills.com

Debt Consolidation After Bankruptcy

Debt consolidation is possible, even after a bankruptcy. If you built up debt, after a bankruptcy, look at all of your debt consolidation options. Begin by...

Question about Collection Agency

Learn about the original creditor transferring debt to a third party collection agency. Get more information to help you save, at Bills.com

Texas Collection Laws

Under Texas collection law, most debt-related statutes of limitation are 4 years in length. Wage garnishment is outlawed for most consumer debts in Texas...

Florida Collection Laws

Florida collection laws | A Florida court may decide to grant a judgment to the creditor. A judgment is a declaration by a court that the creditor has the...

Pay Off Credit Card Debts

Your payment history and the amount of debt you have are key factors used in determining your credit score...

Being Sued While Deployed Overseas

Being Sued While Deployed Overseas | In most states, a creditor attempting to file a lawsuit against you is required to have you personally served with a...

Voluntary Surrender of Lease

Get the facts on voluntary surrender of lease. Bills.com has the resources to help you save on your auto loan.

Payoff Debt from Payday Lender

These small loans, often called "cash advance loans" or "check advance loans" are a frequent pitfall for consumers. Read more about what you can do to avoid thi

Being Sued By Creditors

See what recourses you have and gets tips on the best recourse if you are being sued by creditors. Find. Learn. Save! at Bills.com

Repossession Payments

When a vehicle is repossessed, the lender will usually sell the vehicle at auction, then apply the money received at auction to the balance owed on your auto lo

Monthly Debt

Consolidating your debt in a single low-interest loan can save on monthly payments and speed the process of paying off debt. Read about topics such as these an

Responsible for Spouse's Debt?

You may be held responsible for a spouse's debt depending on your state's law, the debt type, when the debt was incurred, and any pre-nuptial agreement...

Credit Debt Help

Get unbiased advice on debt settlement and credit help. Bills.com has useful resources that help you - Find. Learn. Save!

Hawaii Statute of Limitations

The statute of limitations for debt related to a contract in Hawaii is six years.

Minor Signed an Agreement to Pay Debts

In most states, many obligations created by minors are considered voidable, as minors are not legally competent to enter into binding contracts. Read more at Bi

Paying Medical Bill

A creative and unscrupulous medical bill collector may tell you your paying part of your sister's bill creates an obligation for you. That is nonsense...

Debt Relief Alternatives

It is important to note that consumers who struggle with unmanageable debt have other options to improve their financial prospects.

Debt Negotiation Plan

Read this article to learn about progress and timeline of debt negotiation plan. See how long it usually take to start seeing results only on Bills.com

Disclaimer of Liability in Community Property State

Learn about community property, and find information about states that follow the community property law.

Wage Garnishment & Payday Loan in California

Are payday lenders permitted to contact your employer and seek out a garnishment of your wages without first filing suit and obtaining a judgment? No!

Need to Pay off Old Accounts

Get information and advice on the best way to tackle old debts and get them paid off. Learn more at Bills.com

Best Way to Pay Down Debts

Get the tips and resources to help you pay off your past due debts in the best possible manner. Find, Learn, Save! at Bills.com

Payday Loans & Hot Checks in Texas

I can't repay a payday loan in Texas. Is that a criminal offense? Learn about legal and illegal payday loan collections in Texas.

Get back on track with your loans

Helpful tips and advice on how to consolidate and getback on track with your loan payments.

IBR Student Loan Repayment

Income Based Repayment (IBR) | If you have student loan debt and a low income, an IBR can reduce your monthly payment. Start by...

Debt Consolidation Services

Find debt consolidation services, resources, and advice that will help you get out of debt. It is all here at Bills.com.

Consolidate Chase Credit Card Debt

Chase Debt Consolidation | Before enrolling Chase debt in a debt consolidation program, review how Chase will react. To best protect yourself, be sure to...

Being Threatened with Repossession

Get the tips and info you need to save yourself from a reposession, avoid a repossession with the help of Bills.com

Payday Loan and the FDCPA

A debt collector for a payday loan company says they are not subject to the Fair Debt Collection Practices Act (FDCPA). I am honestly a little confused and a li

In College With a Lot of Debt

Learn about a student's struggle with debt burdens and see what you can do to get out of debt. Get more debt help tips at Bills.com

Credit Report After Chapter 7

Credit reports are notoriously inaccurate, so it is important to review your credit profile regularly to verify all of the information being reported by credito

Non-Profit Credit Counseling

Whether a credit counseling service is non-profit or for-profit does not indicate if it will offer...

Working With Collection Agencies

Let Bills.com give you the tips and resources you need to help you work with collection agencies.

Means Test for Bankruptcy

It can be hard to qualify for a Chapter 7 bankruptcy. Review the means test for bankruptcy as well as the median income requirements

Credit Solution Company

Get information on different programs and companies that offer credit solution. Find the information to help you save more at Bills.com

Debt Reduction Scam?

When it comes to debt settlement providers, there are good players and bad players, the way there are in any industry. It is important to do your research so yo

Debt Manager

Looking for debt manager and debt management help? Bills.com can point you in the right direction for a debt manager that will help you save!

Utility Charges After Foreclosure

Generally, a consumer who is forced to leave his or her home will contact the utility companies to have utility services such as electricity, gas, and water dis

Washington Community Property

Washington Community Property Law and your spouse's debt. In Washington, whether a spouse is liable for a debt depends on the source of the debt, and..

Help with Business Debt

Let Bills.com help you solve your Business Debt Problems so that you can save.

Lien

What a lien means and how to free yourself from a lien. There are three types of liens: tax liens, mechanics liens, and judgment liens. To resolve a lien...

Repossessed Vehicle

Learn about the process of repossession and what happens to your vehicle after it has been repossessed.

Get Out of Debt Faster

Let Bills.com help you get out of debt faster.

Citibank Credit Card Settlement

Citibank Credit Card | If you have a Citi credit card and you are struggling, consider trying to settle your debt for less than what you owe. Start by...