Debt Help Articles
I have a judgment against me and learned the creditor is charging me 10% interest. Is that legal? It depends on which state you reside in.
Read moreWill Co-signing On a Loan Hurt My Credit Score?
My boyfriend has terrible credit. Will it affect my credit if I co-sign a loan with him?
Read moreResponsibility for Debt after Death of Borrower | Some people assume a decedent's debt is forgiven or written off by creditors. The law doesn't work that way...
Read moreCalifornia Community Property Law and your spouse's debt. In California, creditors can reach your separate property, but the rules for premarital debt...
Read moreBank of America debt options | Review your different options for resolving Bank of America debt. Reduce what you owe or lower your interest rate. Start by...
Read moreTwo Creditors Garnishing Wages at the Same Time
Get more information as to how wage garnishments work. If you are facing a creditor judgment, Bills.com can help you save.
Read moreBusiness Debt on Personal Credit Report
Read more about how a business debt can be reported on your personal credit profile. Get more information about debt collection practices at Bills.com
Read moreDefault Payment | It is imperative that you show evidence to the attorney who filed suit against you to show you are current in your payments to the original...
Read moreAssuming the above, and assuming your spouse's prognosis is dire, neither you nor your spouse have an incentive to change the status quo regarding the property.
Read morePaying off Debt or Investing | Investing your money instead of paying off debt might be a wise decision depending on the interest rate and rate of return...
Read moreCan your pension be garnished? Pensions, like Social Security and other forms of retirement income, are exempt from garnishment for most debts. However...
Read moreIf you are facing a judgment or possible garnishment, let Bills.com give you the advice you need to resolve your debt.
Read moreDebt Settlement Advice and Tips
Get self help tips and advice on debt settlement options. Find. Learn. Save! at Bills.com
Read moreSee what happens to your debt when you pass away. Bills.com your one stop financial resource center
Read moreGet all the answers about debt and divorce from Bills.com? your source for saving money. Ask Bill, Bills.com's financial expert your financial questions.
Read moreHow do I reduce my debts? | If you are asking yourself, 'How do I reduce my debt?' you owe it to yourself to look at all your options. Start by...
Read moreIt is important to divide assets and liabilities, and make certain to update your credit report record (particularly if there are jointly held accounts) after t
Read moreCreditGuard of America - Credit Guard Advice and Consumer Debt Solutions
See what Bills.com has been asked in the past about Credit Guard of America and Consumer Debt Solutions.
Read moreFind yourself buried in debt? Bills.com has the tips and resources to get debt free.
Read moreDo you have a lot of debt acrued through you closed small business? See what options may be right for you. Bills.com is your one stop resource for saving mone
Read moreGet answers to common debt management questions. Bills.com, your personal finance resource center.
Read moreIt is not possible for a third party, such as an ex-spouse to effectuate an account freeze. You may be thinking of what is called a levy or garnishment.
Read moreCredit CARD Act of 2009 Interest
The Credit Card Accountability Responsibility and Disclosure Act of 2009 is an amendment to the Truth in Lending Act. It limits the amount your rate can changeâ
Read moreAre you being sued by a creditor? The thought of being sued can be overwhelming. A lawsuit can cause emotional and physical stress. Read on how you can protect
Read morePayday loans | Learn about the payday loan regulations. Understand what happens in California when you put a stop payment to a check that you gave to a payday l
Read moreA decedent's debts do not automatically pass to his spouse, children, or anyone else.
Read moreCar Repossession | Vehicles depreciate at a fast rate. If your car is repossessed and worth less than the balance of the loan, then you will have to pay-off...
Read moreTexas debt laws, bankruptcy limits, tax rates, statutes of limitations, and facts.
Read moreDelinquent Credit Card Debt and Foreclosure
Delinquent Credit Card Debt and Foreclosure | Free tips from bills.com about delinquent credit card debt, its effects on your home, and whether it can lead to f
Read moreQuestions to Ask Debt Consolidation Lawyers
Debt Consolidation Lawyers | Debt is a financial issue. However, if you have debt problems, considering bankruptcy or facing lawsuits, then learn questions...
Read moreAn employer shall not discharge an employee for a garnishment in Minnesota. A divorce decree does not trump the contract terms in a federal student loan.
Read moreCreditor Threatening to Garnish Spouse
A collection agency is threatening to sue me and garnish my spouse's wages. Can they do that?
Read moreIf you have solid evidence of a collection agent re-aging an account, dispute the account as described here. You may a cause of action for re-aging the account
Read moreFollow these budgeting tips and debt pay off strategies to eliminate your credit card debts and other unhealthy debts. Get on the road to becoming debt free.
Read moreLearn more about California statute of limitations, collection Law, payday loans & bankruptcy limits
Read moreDealing with Charged Off Debt Accounts
If your credit report has charge-off accounts on it, let Bills.com get you the advice you need to clean up your credit report.
Read moreSocial Security Overpayment | Review some common reasons for overpayment and the steps you need to take, if you were overpaid. Make sure that you start by...
Read moreDefendants of credit card lawsuits who put up a fight in court will often win. Here are the five steps you can take to fight a credit card lawsuit...
Read moreUnder the FDCPA, if a creditor cannot verify a debt it may not collect the debt, contact the debtor about the debt, or report it to the credit reporting agencie
Read moreSee what can happen after a vehicle is repossessed. Get real answers to real world questions at Bills.com
Read moreThe credit union can charge off a delinquent loan, regardless of what may be surmised from the debtor's intent.
Read moreMichigan Spousal Liability for Debt
Spousal Liability in Michigan | If both spouses sign a debt agreement both are jointly liable to the creditor. But, if only one spouse signed the agreement...
Read moreWisconsin Wage Garnishment for Spouse's Debt | Wisconsin is a community property state. Generally, a spouse has liability for the other spouse's debts, but...
Read moreCalifornia Wage Garnishment Limits
California wage garnishment limits | Free tips and advice about California wage garnishment limits from bills.com
Read moreBusiness Credit Card Liability
Business Credit Card Liability | A corporate officer's responsibility varies. If your name was on the account for the sake of convenience and you didn't sign...
Read moreIllinois Garnishment Rules for Two Jobs
Illinois garnishment rules are complex and favor judgment debtors.
Read moreTalk with an attorney who can interview you in person and suss-out the relevant facts in your situation, and review your documentation.
Read moreOffer and Acceptance | In general, a contract is an agreement a court will enforce. A contract is formed when there is an offer and acceptance. Learn about...
Read moreGeorgia Spousal Liability for Debt
If the spouses never resided in a community property state, and only one spouse signed the loan contract, then the signatory-spouse is liable for the debt only.
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