Collection Laws Articles
In Vermont, the statute of limitations for open accounts (credit cards) is three years, and written contracts have a statute of limitations of six years.
Read moreUtah Collection Laws | If you are in Utah and a creditor obtains a judgment against you, you face garnishments and levies. Learn how to...
Read moreStatute of Limitations on Debt
Learn your state's statute of limitation laws for credit card & other debt. Find the maximum interest rate collectors can charge, and if you are liable for...
Read moreMaryland follows the federal rules that limit the amount garnished to 25 percent of the debtor's disposable income, or not less than an amount equal to 30 times
Read moreA Kansas judgment is a declaration by a court that the creditor has the legal right to demand a wage garnishment, a levy on the debtor's bank accounts, and a li
Read moreA Missouri judgment is a declaration by a court that the creditor has the legal right to demand a wage garnishment, a levy on the debtor's bank accounts, and...
Read moreThe statute of limitations for the collection of most consumer debts in Massachusetts is 6 years. The state outlaws foreclosure when a loan modification...
Read moreCollection on title loan |A title loan offers you cash from the lender, with the title of your paid-for vehicle as security. Never take a title loan without...
Read moreNorth Carolina Collection Laws
The statute of limitations for the collection of most consumer debts in North Carolina is three years. Wage garnishment is highly restricted but account levy...
Read moreRight of Reinstatement on Vehicle Loan
Right of Reinstatement on a Vehicle Loan | Some states allow a person whose car was repossessed to reinstate their loan, if they can catch up on...
Read moreLearn the statute of limitations for credit card and other debts, and how Tennessee wage and account garnishment exemptions can shield your assets from...
Read moreOklahoma collection laws are consumer friendly. Learn the statutes of limitations and the standards of proof collection agents must reach to sue a consumer...
Read moreLearn Michigan Michigan Collection Laws, including the Michigan statute of limitations for credit card and other debts, and how your can stop a wage...
Read moreUnder Texas collection law, most debt-related statutes of limitation are 4 years in length. Wage garnishment is outlawed for most consumer debts in Texas...
Read moreFlorida collection laws | A Florida court may decide to grant a judgment to the creditor. A judgment is a declaration by a court that the creditor has the...
Read moreThe statute of limitations for debt related to a contract in Hawaii is six years.
Read moreMinor Signed an Agreement to Pay Debts
In most states, many obligations created by minors are considered voidable, as minors are not legally competent to enter into binding contracts. Read more at Bi
Read moreDisclaimer of Liability in Community Property State
Learn about community property, and find information about states that follow the community property law.
Read moreWage Garnishment & Payday Loan in California
Are payday lenders permitted to contact your employer and seek out a garnishment of your wages without first filing suit and obtaining a judgment? No!
Read morePayday Loans & Hot Checks in Texas
I can't repay a payday loan in Texas. Is that a criminal offense? Learn about legal and illegal payday loan collections in Texas.
Read moreWashington Community Property Law and your spouse's debt. In Washington, whether a spouse is liable for a debt depends on the source of the debt, and..
Read moreStatute of limitations | When the statute of limitations on collecting a debt is reached, you may not have to pay the debt, but collectors can still try to...
Read moreIf you need more information about judgement appearing on your credit report, Bills.com has more information and useful resources.
Read moreCollection Harassment | If your creditor calls your at work to collect on a debt you have options to stop those calls. You should write a letter informing...
Read moreCalifornia Statute of Limitations
California Statute of Limitations | California statute of limitations for debt related to a written contract is four years, and an oral contract is two years...
Read moreA creditor is garnishing my wages for a debt that is 10+ years old. How is this possible?
Read moreCommunity Property Debt | Assets and obligations of one partner acquired during the marriage become 'community' assets or obligations. This can mean one...
Read moreLearn the statute of limitations for credit card and other debts in Louisiana, and the state's consumer friendly rules for wage garnishment...
Read moreLearn how New York law protects you if you are threatened with a lien, account levy, wage garnishment, repossession or foreclosure. Payday loans are illegal...
Read moreLearn the statute of limitations for credit card and other debts, and Minnesota's peculiar mortgage anti-deficiency laws. A Minnesota judgment becomes a lien...
Read moreLearn the statute of limitations for credit cards and other debts, Washington's anti-deficiency law, and how much is exempt in a wage garnishment or account...
Read more10 states offer community property family law. If you live in a community property state, creditors may be able to collect from you even if you knew nothing...
Read moreLearn the statute of limitations for credit card and other debts, and how to apply for a $5,000 wage and account garnishment exemption available to Virginia...
Read moreLearn the statute of limitations for credit card and other debts in Colorado, and the state's unusual rules for the life of judgments, which is 6 or 20 years...
Read moreLearn the statute of limitations for credit card and other debts, and how to apply for a $6,000 account levy exemption available to Maryland residents...
Read moreLearn Mississippi Collection Laws, including the Mississippi statute of limitations for credit card and other debts, and how your can stop a wage...
Read moreLearn about California Community Property Law and see how it could effect your debt responsibilities if you are going through a divorce.
Read moreLearn the statute of limitations for credit card and other debts in Oregon (hint: they're long), and the state's consumer friendly anti-garnishment...
Read moreLearn the statute of limitations for credit card and other debts, and what amount is exempt from an account levy in Indiana. The first $350...
Read moreSouth Carolina Collection Laws
Learn the statute of limitations for credit card and other debts in Colorado, and the state's tough rules for wage garnishment and account levy...
Read more