Mark Cappel
Mark Cappel has edited magazines, web sites, and books for IBM, IDG, and Prentice Hall for the last 25 years. He earned a degree in law in 2006, and puts his law school lessons and editing experience to work every day in creating content for Bills.com that is accurate legally, yet easy to understand. When he's not in front of a computer, Mark is an amateur actor, a swordsman, and a Gate Dept. volunteer at Burning Man.
Bi-Monthly MortgageAug 14, 2024
If you are looking at paying your mortgage bi-monthly -- let Bills.com give you the advice on Bi-Monthly Mortgage payment to save.
Pay Option ArmAug 14, 2024
Let Bills.com help you find the best Option ARM for your Refinance needs so that you can get a low payment and save.
Pick a Pay Mortgage AdviceAug 14, 2024
If you have a pick a pay mortgage and want to know if you are building equity, let Bills.com answer your questions so that you can SAVE!
Best Mortgage CompaniesAug 14, 2024
Let Bills.com help you find the best mortgage companies for YOU!
Combining mortgagesAug 14, 2024
Learn about combining mortgages and if can do it if you have two homes.
Debt to Income RatioAug 14, 2024
Debt to Income | Debt to Income Ratio and be the difference between getting a loan or getting declined. If you get your loan, a high DTI could guarantee high...
What is DTIAug 14, 2024
What is DTI? Find out what DTI (debt to income) is and what your DTI ratio determines when it comes to qualifying for a mortgage
Debt ManagerAug 14, 2024
Looking for debt manager and debt management help? Bills.com can point you in the right direction for a debt manager that will help you save!
Utility Charges After ForeclosureAug 14, 2024
Generally, a consumer who is forced to leave his or her home will contact the utility companies to have utility services such as electricity, gas, and water dis
Help with Business DebtAug 14, 2024
Let Bills.com help you solve your Business Debt Problems so that you can save.
LienAug 14, 2024
What a lien means and how to free yourself from a lien. There are three types of liens: tax liens, mechanics liens, and judgment liens. To resolve a lien...
Repossessed VehicleAug 14, 2024
Learn about the process of repossession and what happens to your vehicle after it has been repossessed.
Get Out of Debt FasterAug 14, 2024
Let Bills.com help you get out of debt faster.
Judgment On Credit ReportAug 14, 2024
If you need more information about judgement appearing on your credit report, Bills.com has more information and useful resources.
Bad Debt SituationAug 14, 2024
If you are struggling with debts and facing a Bad Debt Situation, let Bills.com help show you the way to lower your debts, cut payments and save so that you can
Thousands in DebtAug 14, 2024
Looking for the best resolution strategy for your debts? Let bills.com point you to savings.
Apply for Debt ConsolidationAug 14, 2024
A debt consolidation loan should not negatively affect your ability to obtain a mortgage loan, or harm your credit rating...
One Monthly PaymentAug 14, 2024
Looking for One Monthly Payment and a way to save on your debts? Let Bills.com point you in the right direction and get you debt free fast.
Business debt help and tipsAug 14, 2024
Get free business debt help tips and advice for your company from Bills.com - Find.Learn.Save.
Garnishing PensionAug 14, 2024
Government-administered benefits, such as state pensions and Social Security, cannot be garnished by a judgment. Consult with a lawyer when...
Settling DebtAug 14, 2024
Are you thinking about Settling Debt or getting debt help? Bill has the answers you need to save and settle your debts fast.
Student Loan BankruptcyAug 14, 2024
Student loans are difficult to discharge in bankruptcy. If you can't use bankruptcy to resolve your student loans, look at your other options, including...
FAFSA Loan ConsolidationAug 14, 2024
Struggling with FAFSA loans and loan limits? Let Bills.com answer your FAFSA loan questions so that you can save.
Collection HarassmentAug 14, 2024
Collection Harassment | If your creditor calls your at work to collect on a debt you have options to stop those calls. You should write a letter informing...
US Debt SolutionsAug 14, 2024
The pros and cons of each debt solution or debt consolidation option and how will each affect a credit report.
Credit Card CollectionAug 14, 2024
I have a credit card that I can't afford to pay. Can the creditor seize my tax refund?
California Debt & DivorceAug 14, 2024
California Debt & Divorce | As a practical matter, even in community property states, many creditors do not go to the trouble of suing both spouses, as....
Vehicle RepossessionAug 14, 2024
If you cannot repay the loan on the vehicle you have three choices: Do nothing and face vehicle repossession; allow a voluntary repossession; or negotiate with
Divorce & HouseAug 8, 2024
I am not aware of any waiting period in any state that person must wait before refinancing or securing a new loan following a divorce. Start your shopping now.
Wells Fargo scam?Aug 8, 2024
Wells Fargo Scam? | It is not a scam to charge for an appraisal up-front. Before paying for an appraisal, you should be confident that your value...
Deceased Ex-spouse and MortgageAug 8, 2024
At death, the mortgagee will want the joint mortgagor to continue making payments. Since you are listed on the mortgage, you will be responsible for the paymen
Mortgage CosignerAug 8, 2024
Mortgage Cosigner | A mortgage cosigner should carefully consider the risk of assuming full responsibility on the loan. Lenders require the primary borrower..
Lease to Own RentalsAug 8, 2024
Can I offer a least to own rental agreement?
Credit Check MortgageAug 8, 2024
Whether your bank does a second credit check after you qualify for a mortgage is really up to your bank.
Consolidate Debt With New MortgageAug 8, 2024
The mortgage party is over, and scrupulous mortgage brokers who now need to pass a federally administered examination to work in the field play by the book.
Mortgage LienAug 8, 2024
Mortgage Lien | If there is a deficiency balance after foreclosure, the lender may seek a judgment and personal liens. Check your states anti-deficiency laws...
Hard Money LendersAug 8, 2024
Hard money lenders provide short-term secured loans for people who need funding for tactical purposes. Hard money loans can bridge loans...
Predatory LendingAug 8, 2024
Predatory lending practices are not only dishonest, they cost consumers thousands of dollars. Learn more about predatory lending and how to avoid it.
2008 Mortgage Regulation ChangesAug 8, 2024
The new mortgage regulations from Fannie Mae and Freddie Mac can affect approval on your home loan. Get up-to-speed today.
Private Mortgage InsuranceAug 8, 2024
Private mortgage insurance isn't necessary for all homeowners. Learn how to cancel your PMI
Settled for Less Than Full BalanceAug 8, 2024
An account marked as 'Settled for less than full balance' will be a negative mark on a credit report.
Debt DivorceAug 8, 2024
Debt Divorce | Sort out your debt problems before a divorce. If you are stuck with debt, then learn your debt relief options to solve your post-divorce...
Debt Validation & Mann Bracken debtAug 8, 2024
Mann Bracken Debt and Validation | Most consumer debt contracts give the original and subsequent creditors the right to assign the debt. Without validation...
Divorce and Debt TroubleAug 8, 2024
Have your debts piled on because of a divorce? read more about divorce and debt trouble at Bills.com
Divorce DebtAug 8, 2024
Divorce Debt | Divorce decrees do not cancel previous loan agreements. You will be responsible for previous joint debt, so if you do not take your name off....
Buy a Car vs. Pay-off Credit CardAug 8, 2024
A newer car would be nice, but it makes more sense economically to apply the amount you would be paying for a new car to retire the credit card debt.
Second Mortgage Student LoanAug 8, 2024
Student Loan | Weigh the cost of a refinance or second mortgage before refinancing a student loan.
Collection Calls On Old DebtAug 8, 2024
How to handle collection calls on 12-year-old debt. Your state statute of limitations and federal law set the rules collection agents must follow. Step 1 is...
Negotiate Judgment SettlementAug 8, 2024
In Ohio, the maximum legal interest rate that a judgment-creditor can charge is the short-term Treasury rate plus 3 percent.
Debt PointerAug 8, 2024
Debt Pointers from Bills.com can help you Save and Get Debt Free Fast.