Mark Cappel
Mark Cappel has edited magazines, web sites, and books for IBM, IDG, and Prentice Hall for the last 25 years. He earned a degree in law in 2006, and puts his law school lessons and editing experience to work every day in creating content for Bills.com that is accurate legally, yet easy to understand. When he's not in front of a computer, Mark is an amateur actor, a swordsman, and a Gate Dept. volunteer at Burning Man.
7 Year ARM LoanAug 27, 2024
Learn what a 7 Year ARM Loan is and how it compares to a 30 Year Fixed Loan. Get the information you need from Bills.com.
Lease to Own.Aug 27, 2024
Looking for help with a lease to own transaction? Let bills.com answer your lease to own questions.
Biweekly MortgageAug 27, 2024
Bi-weekly mortgage payment | Examine whether you can save money by making a bi-weekly mortgage payment.
Bad Credit Mortgage AdviceAug 27, 2024
How, with bad credit, do I work toward securing a mortgage?
Consolidating Debt and Qualifying For A MortgageAug 27, 2024
If I consolidate my debt with a loan will this hurt my ability to get a mortgage?
Bi-Weekly and Bi-Monthly Mortgage PaymentAug 27, 2024
How do I know if a lender will allow me to do a bi-monthly mortgage?
Why is Wells Fargo Ordering an Appraisal on My Property?Aug 27, 2024
Why is my bank ordering an appraisal on my property?
Mortgage With Bad CreditAug 27, 2024
You may find a bank to issue an assumable mortgage, although this is unlikely. If the purchaser is your parent, and subsequently dies, the mortgage would be due
Chase Bank Contact InformationAug 27, 2024
I need to speak with someone regarding my Chase mortgage can you help me?
House ValueAug 27, 2024
House Value | A lender will use an appraisal report of an automated home valuation program. The tax assessment value is not reliable, so use a...
Qualify MortgageAug 27, 2024
Qualify Mortgage | To qualify for a mortgage, you need to meet a lender's basic requirement for credit score, debt-to-income ratio, loan-to-value and...
House DivorceAug 27, 2024
This is one area in life where shopping is indeed the solution to your problem. Some lenders have higher closing costs on mortgage refinances than others.
Creditor callingAug 27, 2024
See what recourses you have against harassing creditor calls. Know your rights at Bills.com
Debt Settlement OptionAug 27, 2024
Learn about the pros and cons of Debt Settlement as an option for debt reduction. Get more information about help with debt on Bills.com
Debt Consolidation After BankruptcyAug 27, 2024
Debt consolidation is possible, even after a bankruptcy. If you built up debt, after a bankruptcy, look at all of your debt consolidation options. Begin by...
Question about Collection AgencyAug 27, 2024
Learn about the original creditor transferring debt to a third party collection agency. Get more information to help you save, at Bills.com
Florida Collection LawsAug 27, 2024
Florida collection laws | A Florida court may decide to grant a judgment to the creditor. A judgment is a declaration by a court that the creditor has the...
Pay Off Credit Card DebtsAug 27, 2024
Your payment history and the amount of debt you have are key factors used in determining your credit score...
Being Sued While Deployed OverseasAug 27, 2024
Being Sued While Deployed Overseas | In most states, a creditor attempting to file a lawsuit against you is required to have you personally served with a...
Payoff Debt from Payday LenderAug 27, 2024
These small loans, often called "cash advance loans" or "check advance loans" are a frequent pitfall for consumers. Read more about what you can do to avoid thi
Being Sued By CreditorsAug 27, 2024
See what recourses you have and gets tips on the best recourse if you are being sued by creditors. Find. Learn. Save! at Bills.com
Repossession PaymentsAug 27, 2024
When a vehicle is repossessed, the lender will usually sell the vehicle at auction, then apply the money received at auction to the balance owed on your auto lo
Monthly DebtAug 27, 2024
Consolidating your debt in a single low-interest loan can save on monthly payments and speed the process of paying off debt. Read about topics such as these an
Credit Debt HelpAug 27, 2024
Get unbiased advice on debt settlement and credit help. Bills.com has useful resources that help you - Find. Learn. Save!
Hawaii Statute of LimitationsAug 27, 2024
The statute of limitations for debt related to a contract in Hawaii is six years.
Minor Signed an Agreement to Pay DebtsAug 27, 2024
In most states, many obligations created by minors are considered voidable, as minors are not legally competent to enter into binding contracts. Read more at Bi
Paying Medical BillAug 27, 2024
A creative and unscrupulous medical bill collector may tell you your paying part of your sister's bill creates an obligation for you. That is nonsense...
Disclaimer of Liability in Community Property StateAug 27, 2024
Learn about community property, and find information about states that follow the community property law.
Wage Garnishment & Payday Loan in CaliforniaAug 27, 2024
Are payday lenders permitted to contact your employer and seek out a garnishment of your wages without first filing suit and obtaining a judgment? No!
Need to Pay off Old AccountsAug 27, 2024
Get information and advice on the best way to tackle old debts and get them paid off. Learn more at Bills.com
Best Way to Pay Down DebtsAug 27, 2024
Get the tips and resources to help you pay off your past due debts in the best possible manner. Find, Learn, Save! at Bills.com
Payday Loans & Hot Checks in TexasAug 27, 2024
I can't repay a payday loan in Texas. Is that a criminal offense? Learn about legal and illegal payday loan collections in Texas.
Get back on track with your loansAug 27, 2024
Helpful tips and advice on how to consolidate and getback on track with your loan payments.
Being Threatened with RepossessionAug 27, 2024
Get the tips and info you need to save yourself from a reposession, avoid a repossession with the help of Bills.com
Payday Loan and the FDCPAAug 27, 2024
A debt collector for a payday loan company says they are not subject to the Fair Debt Collection Practices Act (FDCPA). I am honestly a little confused and a li
In College With a Lot of DebtAug 27, 2024
Learn about a student's struggle with debt burdens and see what you can do to get out of debt. Get more debt help tips at Bills.com
Credit Report After Chapter 7Aug 27, 2024
Credit reports are notoriously inaccurate, so it is important to review your credit profile regularly to verify all of the information being reported by credito
Working With Collection AgenciesAug 27, 2024
Let Bills.com give you the tips and resources you need to help you work with collection agencies.
Credit Solution CompanyAug 27, 2024
Get information on different programs and companies that offer credit solution. Find the information to help you save more at Bills.com
Bad Credit LendersAug 14, 2024
Private Lenders for Bad Credit | You have two good options if you have bad credit and need a loan. If you are a home owner, beware hard-money lenders, who...
Mortgage AnalysisAug 14, 2024
Mortgage Analysis | Before taking a mortgage loan make sure that your analyze your financial situation carefully. If your sole source of income is Soc. Sec...
Consolidate Student Loan With MortgageAug 14, 2024
Consolidate Student Loan & Mortgage | You may be able to pay off your student loan with a mortgage refinance, but not a construction loan. Start by checking...
Joint TenancyAug 14, 2024
Joint Tenants With Right of Survivorship | It means all persons listed on the have equal rights to use the property and inherit their share when an owner dies.
Resale Restriction AgreementAug 14, 2024
Learn more about the type of resale restrictions that could apply if you purchased a home classified as below market rate. Learn more about mortgages at Bills.
Characteristics of Subprime MortgagesAug 14, 2024
Read more to learn what characteristics are common to subprime mortgages. Bills.com has the tips, resources and tools to help you save.
Benefits of MortgagesAug 14, 2024
Read more to learn about the benefits of a home mortgage. Bills.com has has informative articles about personal finance and most of all its FREE
Early Termination of LeaseAug 14, 2024
While early termination of your lease could lower your credit score, it should not damage your credit rating to the same degree as a foreclosure on a home. Get
Delinquent Mortgage in ProbateAug 14, 2024
Get help with a delinquent mortgage in probate. See what options are available to you at Bills.com. Find. Learn. Save.
Consolidate All DebtAug 14, 2024
Get more information on consolidating different debts such as vehicles and personal loans.
5/1 ARM interest only mortgageAug 14, 2024
Learn what a 5/1 ARM interest only mortgage is and how it works. Get the information you need at Bills.com.