Mark Cappel
Mark Cappel has edited magazines, web sites, and books for IBM, IDG, and Prentice Hall for the last 25 years. He earned a degree in law in 2006, and puts his law school lessons and editing experience to work every day in creating content for Bills.com that is accurate legally, yet easy to understand. When he's not in front of a computer, Mark is an amateur actor, a swordsman, and a Gate Dept. volunteer at Burning Man.
Help with Financial PlanningJul 21, 2009
Help with Financial Planning | Free tips and advice to help you start your financial planning, so you don't get ripped-off. Make sure that you understand how...
Short Sale or Foreclosure?Jul 16, 2009
What to do when you can't afford to make your house payments. Short sale or foreclosure?
Refinance home with bad credit Jul 15, 2009
How to refinance your home with bad credit. Improve your credit score and qualify for a new loan.
Transferring an Auto LoanJun 29, 2009
My daughter wants to take out a loan to pay off my car loan but can't afford the monthly payment. What are our options?
Business Line of Credit LiabilityJun 26, 2009
We opened a business line of credit in about 1985 in the name of our corporation. We sold the business in 1993 left the line of credit open. Are we liable?
Credit UtilizationJun 19, 2009
Free advice and tips on credit utilization and credit scores from Bills.com
Medical Bills ResponsibilityJun 4, 2009
Medical Bills | Parents have a legal obligation to pay for the medical care of their minor children. A divorce decree does not change that liability, but parent
Refinancing a Home after 18 MonthsMay 29, 2009
See if it is a good idea or not to refinance within a year an half, Bills.com gives you the tips to save.
Authorized User on Credit CardMay 27, 2009
Learn about your rights as an authorized user on a credit card account, in case of a divorce. Talk to your divorce lawyer before you close the account, or...
Credit Report UpdatesMay 12, 2009
Learn how to update basic information found in your credit report, both online and using paper mail.
Mortgage Refinancing & Closing CostsMay 11, 2009
Mortgage Refinancing & Closing Costs advice from Bills.com
Problems with HUDMay 5, 2009
The fact that a home is sold subject to a lien does not absolve the original debtor from his personal liability for the debt, learn more about HUD loan regulat
Cap on Insurance CoverageMay 5, 2009
Free advice about insurance claims and caps that limit the insurance provider's financial responsibility
Building Credit From ScratchApr 30, 2009
A quick overview on credit scoring and 6 simply ways to build and maintain credit from scratch.
Creditors Reporting to Credit BureausApr 30, 2009
Unlike larger creditors, many smaller banks and individual lenders choose to not report account information to the credit reporting agencies, simply because the
Problems with a Motorcycle LoanApr 16, 2009
Sometimes, repossession agents will act like private investigators, scoping out the borrowers home, workplace, etc. See what you need to be aware of at Bills.c
Improve Credit HistoryApr 9, 2009
See how a bankruptcy could wipe away your credit history and get the tips to rebuild your credit at Bills.com
Help to Stop ForeclosureApr 8, 2009
Tips on how to stop foreclosure.
Credit Card TerminationMar 24, 2009
Credit card termination advice.
Need to cancel contract with a shady companyMar 20, 2009
Many companies on the internet promise a lot and don't deliver. See how you can get out of a scam contract at Bills.com.
Tax Relief for Your IRS BillMar 17, 2009
Review five ways to resolve IRS debt: offer in compromise, installment agreement, partial installment agreement, or not currently collectible. Save money by...
Credit Reporting for Mortgage Repayment PlanMar 11, 2009
Creditors will report repayment plans in different ways. Learn how a mortgage repayment plan can be reported on your credit profile.
Credit Reporting without a SSNMar 9, 2009
Creditors, including hospitals and third-party collection agencies, can report a consumer's account to the major credit bureaus without knowing the consumer's S
Mortgage Modification and Credit ImpactMar 5, 2009
Information on how a mortgage modification might affect you credit. Get more tips on mortgages and credit on Bills.com
Returning a Newly Purchased VehicleMar 4, 2009
Returning a newly purchased vehicle to the dealer can be viewed as a voluntary surrender. This will severely harm your credit report and leave you with a debt.
Consequences of ForeclosureFeb 25, 2009
A foreclosure can turn out to be a real painful process, read about people's experiences and know your options at Bills.com
Help with Hospital BillsFeb 19, 2009
Help with hospital bills | The laws governing hospital billing and payments vary greatly between states, counties, and cities, make sure you know your options a
Auto Loan RefinancingFeb 19, 2009
Typically auto-refinancing is done through a different lender, using the new loan to pay off the original loan. Learn more about auto loan refinancing at Bills
Child Support and Credit ScoreFeb 2, 2009
Delinquent child support payments may negatively affect your credit rating, as they can be reported to the credit bureaus as a delinquent debt, read more at Bil
Guide to RefinanceJan 5, 2009
Refinance My Mortgage | If you are asking 'Should I Refinance My Mortgage?', then get the fast advice you need to decide and get a low interest rate and save mo
Refinance ApplicationDec 29, 2008
Free advice on how to get the best deal on a Refinance Application.
Better Credit RatingDec 23, 2008
Get advice on how to build a better credit rating at Bills.com
Debt and Reverse MortgageDec 12, 2008
Free advice to decide if a Reverse Mortgage is right for you.
Close Credit Card AccountDec 10, 2008
Closing a Credit Card | After paying off a credit card account you do not have to close it. If fact, you should carefully consider how it will affect your...
When Does it Make Sense to RefinanceNov 18, 2008
When considering a refinance, always look at the total cost involved. Get more refinance advice to help you save, on Bills.com
Foreclosure and Credit CardsNov 17, 2008
Learn about universal default clause on credit cards and see what can happen to your credit card debt in case of a foreclosure.
The Hope for Homeowners ProgramNov 6, 2008
Hope for Homeowners (H4H) program primarily calls for voluntary principal reduction to 90% of the current home value. Read more at Bills.com
Help With ForeclosureNov 5, 2008
Getting Help with Foreclosure | Before you reach the foreclosure stage make sure you try other options including loan modification, short sell, or...
Should I Close My Annuity?Nov 5, 2008
In these troubled economic times, it is imperative that you do all you can to safeguard your retirement accounts. Read more at Bills.com
Online DegreeOct 28, 2008
Make more money with a degree. Bills.com helps point you in the right direction to getting more income and a degree online.
Close Unused Credit CardsOct 23, 2008
See how closing unused credit cards can affect your credit score. Get more credit improvement tips at Bills.com
Fix CreditOct 23, 2008
Credit report answers so you can fix your credit report.
Available Credit Limit and Credit ScoreOct 21, 2008
See how your available credit limits on your credit card accounts can affect your credit score. Learn about credit scores and improve your credit at Bills.com
1099 Income From Short SaleOct 20, 2008
1099-C from Short Sale | If you a 1099-C from your lender after a short sale, you need to know how to avoid paying taxes on the forgiven debt. Start by...
Remove Name From a Joint MortgageOct 1, 2008
How to Remove a Name From a Joint Mortgage | Read about how you can remove your name from a joint mortgage loan arrangement. The best way is to...
Apply for a MortgageOct 1, 2008
Given the current housing market decline, find out of this is a good time to apply for a mortgage for a first time home buyer.
Debt Consolidation & Credit RatingSep 16, 2008
Learn about the various debt consolidation options and how they impact your credit rating, all at Bills.com
Payday Loan LawsuitSep 10, 2008
Learn about the steps you can take if a creditor is threatening you with a civil suit. Get more debt help tips at Bills.com
Refinancing While in ForeclosureAug 22, 2008
Learn about the options you might have to refinance while in foreclosure. Bills.com can give you valuable advice that could save your home.
Buying a House While in Chapter 13Aug 7, 2008
See how long you need to wait before you can make a major purchase such as a home, while you are in Chapter 13 bankruptcy.