Daniel Cohen
Daniel Cohen has many years of experience in the financial services industry. Daniel has worked as a mortgage loan officer, a debt counselor, and as a tax consultant. He also owned a small business, manufacturing and distributing clothing, which gives him first-hand knowledge about the challenges of running a business. A common link in all his work experience is a devotion to customer satisfaction. When not working, Daniel enjoys hiking in the redwoods or attending live music shows.
Debt Reduction CompaniesAug 8, 2024
Debt Reduction Companies | Free advice and tips to help you evaluate debt reduction companies. Find the right company and avoid being scammed. First, ...
LPMIAug 2, 2024
LPMI | LPMI is not a free lunch -- homeowners pay for LPMI in higher interest. It is also a bad deal if you plan to own your home long enough to exceed 22% of e
Adding a Spouse to a MortgageAug 2, 2024
Free advice on what to do, if you want to add your spouse to your home mortgage loan
Mobile Home FinancingAug 2, 2024
Free tips on how to source the best mobile home loan.
Debt To Income Ratio TipsAug 2, 2024
Debt To Income Ratio | Debt To Income Ratio Tips and advice from bills.com. Review what you need to know about a DTI ratio.
Mortgage Insurance DeductionAug 2, 2024
The mortgage insurance deduction allows homeowners who itemize their deductions and pay MIP or PMI to deduct that amount from their income taxes.
Use 401k to Consolidate DebtAug 2, 2024
Your 401k can be a solution for consolidating credit card debt. Review the pros and cons of a 401K withdrawal and 401k loan, and compare them to alternatives.
Washington Collection LawsAug 2, 2024
Learn the statute of limitations for credit cards and other debts, Washington's anti-deficiency law, and how much is exempt in a wage garnishment or account...
Bad Credit Debt Consolidation LendersAug 2, 2024
Read customer reviews about bad credit debt consolidation lenders, such as Avant, One Main, LendingPoint and NetCredit or write your own review
Credit Card Debt ConsolidationAug 2, 2024
Understand how to find the right credit card debt consolidation option for your situation. Don't commit to a solution you can't see through. Make sure you...
Debt Consolidation ReviewsJul 22, 2024
Reading debt consolidation reviews is an important step in finding the right debt consolidation company. You also need to choose the right debt consolidation...
Ways to Pay Your Debt Off FasterJul 22, 2024
Find the right strategy to pay off debt faster, based on your individual circumstances. You can save a lot of money and get out debt faster, if you start by...
South Carolina Collection LawsJul 22, 2024
Learn the statute of limitations for credit card and other debts in Colorado, and the state's tough rules for wage garnishment and account levy...
Cash for Keys and ForeclosureNov 7, 2023
Cash for keys is a program that can help the resident and the bank. The resident gets money and the bank gets the house vacated sooner
Listing of IRS Notices for IndividualsJun 6, 2023
If you receive an IRS notice, be sure you understand it. Review the different kinds of notices, what they mean, and how to respond to them. Make sure...
LightStream Personal Loan Review 2024Jan 1, 2024
LightStream targets borrowers with excellent credit, offering them an easy-to-use online application process, low-interest rates, a high loan limit, and...
FreedomPlusMar 21, 2021
FreedomPlus offers unsecured lenders to borrowers with less than excellent credit. Maximum loan amounts are $40,000. Be sure you compare the...
Use a Balance Transfer to Consolidate Credit Card DebtAug 22, 2020
Credit Card Balance Transfers is one way to consolidate debt and save money. However, you have to be careful to read the fine print and make sure that you...
Debt Relief ProgramsJun 22, 2020
Debt Relief Programs | Don't be confused by all the different types of debt relief programs out there. Use Bills.com to understand the pros and cons of each...
Low Interest Personal LoansMar 30, 2020
Low Interest Personal Loans are a possible way to pay off credit cards at a lower cost. You need good credit and stable income, but personal loans can help...
Deceased Spouse's Medical BillsSep 23, 2019
Deceased Spouse's Medical Bills | You could be responsible for a deceased spouse's medical bills if you signed an admission form that included guarantor...
Use Equity for Home ImprovementsAug 8, 2019
Home improvement projects can be expensive. Choose the right way to pay for your home improvement project using the equity in your home. A HELOC offers you the
Citi FlexJul 26, 2019
With Citi Flex Loan, you may be eligible to turn a portion of your Citi card's available credit line into a fixed-interest loan.
Loans OnlineMay 27, 2019
Getting Loans Online | Learn how to apply for loans online and get approved. Review important tips on how to avoid online loan scams. Make sure you don't...
Best Personal Loan CompaniesMay 20, 2019
Learn about the best personal loan companies. Check out how lenders compare based on the loan amount, credit requirements and rates. Read brief reviews or...
Prosper Personal LoanMay 15, 2019
Prosper is a peer-to-peer personal loan lender that offers unsecured personal loans from $2,000 to $40,000 with a minimum credit score of 640. You can check if
Are You Saving Enough for Retirement?Apr 28, 2019
Are you saving enough for a secure retirement? Don't put off planning and building the kind of retirement savings that will support a lifestyle you want to
How to Improve CreditApr 28, 2019
There are a number of benefits to improving your credit. You can save money whenever you borrow if you improve your score and then maintain
Making a Financial PlanApr 1, 2019
Making a financial plan is smart, if you take account of where you're starting and can measure the effectiveness of the steps as you put your plan in place. It
Acorn Savings AppMar 31, 2019
Acorns App has over 4 million users help build savings through a micro-savings approach. Check Bills.com Acorns Review to see if you can benefit from...
Financial Goals vs. Financial HabitsMar 24, 2019
Financial habits and financial goals can work with or against each other. Whatever your goal, you need to establish the right financial habits in order to reach
Grow Your 401 (k)Mar 24, 2019
401(k) plans are the most common retirement savings account. Make the right choices so you grow your 401(k) account and provide financial security to live at a
10 Ways to Save MoneyMar 17, 2019
Here are ten top money saving tips. Review your budget and choose any or all of these easy tips to save money and cut expenses. Don't forget to use your money..
Best Apps for Building SavingsMar 17, 2019
Read about 4 popular apps for building up money in a savings account. These apps make it easier to build savings for an emergency, a vacation, a large purchase
Mint ReviewMar 10, 2019
Mint offers a solid, free budgeting tool that also allows you to easily track transactions, bills, accounts, investments, and to analyze them with graphs and...
Credit Scores Are OverratedMar 1, 2019
Credit scores are not a reliable measure of your overall financial health. They are important for borrowing money, but just one of many factors that you need
Building SavingsFeb 28, 2019
Make savings a habit and start early. This will give you more time to build all the different types of savings accounts you need to reach good financial...
Savings Deposit and Money Market AccountsFeb 28, 2019
A savings deposit or money market account is key to your long-term financial health. Understand the different options available, and find one that increases...
Credit Score RangesFeb 28, 2019
Credit score ranges vary. FICO scores go from 300 to 850. Your score is not just a single number. Lenders use it to place you in a bucket with other people...
Financial PlanningFeb 28, 2019
Financial planning is a crucial component in building good financial health. Evidence shows a strong correlation between planning and financial health.
Insurance and Financial HealthFeb 28, 2019
Insurance is something you choose to spend money on to protect yourself and your family from possible harm. Some insurance is required by law, though you...
Compare 5 Budget AppsFeb 28, 2019
Budgeting apps exist that help you track your spending. Learn about five budgeting apps that help you understand where your money goes and how to improve...
Life InsuranceFeb 24, 2019
Life insurance is something you pay for that you hope is never used. If someone is dependent on your income, it is a way to protect them, in case of a tragedy.
Elderly & Credit Card DebtDec 22, 2017
Elderly and Credit Card Debt | The elderly need to balance their living needs with their debt payments. Make a budget and then look for debt relief...
When to Close Credit CardsAug 22, 2017
Free tips on how and when to close a credit card
FHA Refinance ProgramJun 7, 2017
FHA Streamline Refinance | The FHA streamline refinance program has reduced paperwork and a shorter processing time. You can save money, fast, if...
Bad CreditDec 8, 2016
Bad Credit Tips | Learn how to tackle your bad credit and what options are available to you. Find help to get Bad Credit loans, debt help and credit advice.
IRS Tax Relief OverviewNov 20, 2016
Tax Relief tips and advice that you need to know to deal with IRS Tax debt. Discover the various tax relief options available and how to protect yourself if...
Income Contingent RepaymentJul 29, 2016
Income Contingent Repayment | You can lower your monthly student loan payment, even to $0, if you qualify for the Income Contingent Repayment plan. First, ...
Free Credit CheckMay 12, 2016
Consumers have three ways to check their credit score, including signing up at Credit Karma, asking a lender for your score, and signing up a for fee-based...