Daniel Cohen
Daniel Cohen has many years of experience in the financial services industry. Daniel has worked as a mortgage loan officer, a debt counselor, and as a tax consultant. He also owned a small business, manufacturing and distributing clothing, which gives him first-hand knowledge about the challenges of running a business. A common link in all his work experience is a devotion to customer satisfaction. When not working, Daniel enjoys hiking in the redwoods or attending live music shows.
Free Credit Counseling TipsSep 16, 2024
Get free credit counseling by doing it yourself or find local agencies that can provide free counseling. Learn more at Bills.com.
CFPB and Debt CollectorsSep 16, 2024
Debt collector practices to be supervised by the CFPB | With more than 30 million Americans facing debt collection the CFPB will...
BankruptcySep 16, 2024
Bankruptcy | Bankruptcy is an option of last resort, but it can be a very effective way to eliminate debts, if you qualify. Review the ways that you can...
Consolidate My DebtSep 16, 2024
How can I consolidate my debt? Learn the secrets on how to resolve debts, lower payments and save when you consolidate debts.
Tips to Pay Off Holiday DebtSep 16, 2024
Find the best way to pay off holiday debt. Read tips from six top financial experts to take care of debt from the last holiday and avoid debt this year.
Missouri Collection LawsSep 10, 2024
A Missouri judgment is a declaration by a court that the creditor has the legal right to demand a wage garnishment, a levy on the debtor's bank accounts, and...
Debt Settlement CompanySep 10, 2024
Debt Settlement Company | It is crucial to do your homework before selecting a reputable debt settlement company. First, look for AFCC membership, then....
Debt Settlement HistorySep 10, 2024
In debt settlement, the debt settlement firms negotiate with creditors to reduce the actual principal balance of their clients' debts.
Pros and Cons of Debt SettlementSep 10, 2024
Debt settlement can get you out of debt faster and at a lower cost than other debt relief options, but review the pros and cons before deciding. If...
Debt Consolidation TipsSep 10, 2024
Get the debt consolidation tips to understand all of your debt relief options, including Debt Settlement, Credit Counseling, and Debt Consolidation Loans.
Consolidating Your DebtSep 10, 2024
Yes, you can consolidate your debt yourself. Follow this 6-step plan to retire your debts efficiently and at low cost. Learn your do-it-yourself options, includ
North Carolina Collection LawsSep 10, 2024
The statute of limitations for the collection of most consumer debts in North Carolina is three years. Wage garnishment is highly restricted but account levy...
Consumer Credit Counseling ServicesSep 10, 2024
Consumer Credit Counseling Services is the best solution for some people struggling with high-interest credit card debt. If you...
Comenity Credit Card DebtSep 9, 2024
Comenity Bank issues credit cards for 100+ major retailers, like Abecrombie & Fitch and Victoria's Secret. If you can't make your payments, be sure you...
Delinquent Accounts Off Credit ReportsSep 4, 2024
Get Delinquent Accounts Off My Credit Report | There is no way to get accurate information off your credit report. However you can dispute inaccurate...
Five Common Debt Consolidation Mistakes Sep 4, 2024
Debt consolidation can be a smart way to get out of debt for less money. However, make sure that you avoid these common mistakes that...
Ways to Reduce Credit Card DebtSep 4, 2024
There are different ways to reduce credit card debt. The right way to reduce your debt depends on your specific goals, assets, income, and credit. Begin by...
Loans in a Hot Housing MarketAug 27, 2024
Getting a Mortgage in a Hot Housing Market | Be a well-prepared borrower, if you're looking to buy a home or refinance in a hot housing market. Be sure...
Paying Off Your Mortgage FasterAug 27, 2024
Pay Off Your Mortgage Faster | Paying down your mortgage balance is an important step in reducing your overall debt. You can pay it off faster when...
Mortgage Insurance RatesAug 27, 2024
Learn what factors can affect your mortgage insurance rates and if you credit score comes into play.
Student Loan Debt ConsolidationAug 27, 2024
Student Loan Debt Consolidation | Struggling with student loan debt? Make sure you know how to save money through a consolidation loan and all other options...
5 Debt Consolidation Loan MistakesAug 27, 2024
A debt consolidation loan can improve your life and meet an important financial goal. If you make a common mistake, however, you can cause yourself harm. If...
Texas Collection LawsAug 27, 2024
Under Texas collection law, most debt-related statutes of limitation are 4 years in length. Wage garnishment is outlawed for most consumer debts in Texas...
Debt Negotiation Plan Aug 27, 2024
Read this article to learn about progress and timeline of debt negotiation plan. See how long it usually take to start seeing results only on Bills.com
Consolidate Chase Credit Card DebtAug 27, 2024
Chase Debt Consolidation | Before enrolling Chase debt in a debt consolidation program, review how Chase will react. To best protect yourself, be sure to...
Non-Profit Credit CounselingAug 27, 2024
Whether a credit counseling service is non-profit or for-profit does not indicate if it will offer...
Means Test for BankruptcyAug 27, 2024
It can be hard to qualify for a Chapter 7 bankruptcy. Review the means test for bankruptcy as well as the median income requirements
Debt Reduction Scam?Aug 27, 2024
When it comes to debt settlement providers, there are good players and bad players, the way there are in any industry. It is important to do your research so yo
REO to Rental ProgramAug 14, 2024
REO to Rental Program | The Federal Reserve in their January 4th white paper on housing, proposed three areas to improve the housing situation, including...
Private MortgageAug 14, 2024
Private Mortgage | If you are financing a mortgage, for a relative or for someone buying property from you, be sure to protect yourself and to understand the...
Citibank Credit Card SettlementAug 14, 2024
Citibank Credit Card | If you have a Citi credit card and you are struggling, consider trying to settle your debt for less than what you owe. Start by...
Civil Summons on Credit Card DebtAug 14, 2024
Advice about Civil Summons on Credit Card Debt | Free tips about your options, if you were served a civil summons on account of a credit card debt. Bills.com i
Statute of LimitationsAug 14, 2024
Statute of limitations | When the statute of limitations on collecting a debt is reached, you may not have to pay the debt, but collectors can still try to...
Credit Counseling Pros and ConsAug 14, 2024
Consumer Credit Counseling can help you get out of debt with a Debt Management Plan. To understand if this is a good option for you, review the pros and cons...
How to Budget Your MoneyAug 14, 2024
Budget | Creating a budget will help you, whether you are struggling with debt or not.
American Express Bill and AMEX DebtAug 14, 2024
American Express | If you have a large American Express Bill and AMEX Debt, Bills.com gives you the advice you need to save money. Start by...
Debt Relief Boot CampAug 14, 2024
Find out exactly what you need to know to get out of debt fast. Make sure that you review the different options for solving debt problems and understand the...
Voluntary Vehicle RepossessionAug 14, 2024
Learn all about voluntary vehicle repossession and its effects on your credit. Learn more at Bills.com
Debt Settlement & Credit RatingAug 14, 2024
Are you thinking about Debt Settlement... let Bills.com answer your debt settlement questions and let you make the best choice for your debt help needs.
Debt Relief SolutionsAug 14, 2024
There are six Debt Relief Solutions, each with pros and cons. Learn which debt relief solution is right for you, and which can harm...
Marriage and Debt PaymentsAug 14, 2024
Learn about community property law and how it relates to marriage and debt payments. Bills.com has answers to all of your personal finance questions.
Personal Loan to Pay-off DebtAug 14, 2024
Here are six good reasons to pay off debt with a personal loan and one reason that is commonly listed that isn't actually good. Saving money is the #1 reason
Debt Settlement vs. CCCSAug 14, 2024
Compare debt settlement from Freedom Debt Relief to a Credit Counseling Service's Debt Management Program. Debt settlement has lower overall costs than credit c
Bad Credit Second MortgageAug 8, 2024
Learn more about a bad credit second mortgage. Even with bad credit, you can get a second mortgage, but be sure to investigate all of your options before you s
Debt Relief and CreditAug 8, 2024
How does debt relief affect your credit? Learn about the effects that different debt relief options have on your credit. Do you know that you must have...
Handling Pay Day Loan CollectionsAug 8, 2024
Protect yourself from illegal pay day loan collection techniques by learning the payday loan laws for your state. Some states require a payment plan if you...
Consolidate Wells Fargo Credit DebtAug 8, 2024
Before choosing a Wells Fargo debt consolidation program, look at all your options. Think about what saves you the most money and what will protect you from...
Credit Card Consolidation CompaniesAug 8, 2024
Credit Card Consolidation Companies | Find the best credit card consolidation company for your specific needs. To save the most money, make sure that you...
Debt Settlement AgreementAug 8, 2024
Debt settlement agreements must include 8 terms and conditions. Learn how to structure a proper letter and how to negotiate to reach the best...
Northstar Location ServicesAug 8, 2024
Northstar Location Services is a collection agent. Take these steps if Northstar contacts you or the company's name appears on your credit report. Step 1 is...