Mark Cappel
Mark Cappel has edited magazines, web sites, and books for IBM, IDG, and Prentice Hall for the last 25 years. He earned a degree in law in 2006, and puts his law school lessons and editing experience to work every day in creating content for Bills.com that is accurate legally, yet easy to understand. When he's not in front of a computer, Mark is an amateur actor, a swordsman, and a Gate Dept. volunteer at Burning Man.
Nevada ForeclosureJul 10, 2012
Homeowners enrolled in Nevada's Foreclosure Mediation Program see the foreclosure process halt in almost all cases. Learn how to stop a Nevada...
Auto Lenders For Bad CreditJun 28, 2012
It always pays to shop for an auto loan, but even more so if your credit score is not excellent. Learn how to find a bad-credit auto lender. Start by...
Refinance Rental PropertyJun 18, 2012
You can refinance most ARMs, balloon/reset mortgages, A-minus mortgages and more for rental / income properties. Learn the six requirements to refi a rental...
No Credit Check Mortgage LendersJun 15, 2012
Yes, it is possible to find a lender who will lend you money if you have no or poor credit. But the circumstances for doing so are not common...
Home Loans For People With Bad CreditJun 14, 2012
Learn about government programs to help homebuyers who have bad credit. You may be eligible for a no- or low-down payment loan...
Government Home LoansJun 13, 2012
You are eligible for one or more US government home loans. Learn more about VA, FHA, USDA, and Section 184 loans, which make home ownership...
Best Mortgage LendersJun 7, 2012
Because lenders are constantly changing their underwriting standards, incentives, and interest rates, a good deal from one lender today might be...
Bank RefinanceMay 31, 2012
Learn the three numbers you need to know when comparing home loan bank refinance. Surprisingly, the best deal may cost you more per month...
Get Rid of Credit Card DebtApr 18, 2012
Get rid of your credit card debt by following one or more these proven techniques. Learn more about credit counseling, debt settlement, and more...
Refinance Upside DownApr 16, 2012
A refinance for an upside-down mortgage is possible, but if you are already paying a low adjustable rate, then you may not see any savings in your monthly payme
Credit Help Services - Reviews and MoreApr 9, 2012
Credit Help Services | If you have a bad credit score, review your credit report and dispute items. Professional credit repair companies can help, but if your..
Get a Loan With Bad CreditApr 5, 2012
How to get a loan with bad credit is not easy, but you have 6 options if your credit is less than prime. Your 6 options are peer-to-peer loans,...
Help With Bad CreditMar 23, 2012
Need help with bad credit? Learn how yoru credit score is calculate, how to remove incorrect information from your credit report, and how to rebuild a bad credi
Bad Credit Unsecured Loans Mar 12, 2012
Unsecured Loans for People with Bad Credit | Bad credit loans to address a short-term need have long-term consequences. Watch out for predatory lenders, ...
Reverse Mortgage and Credit Card DebtFeb 19, 2012
Reverse Mortgage and Credit Card Debt | A reverse mortgage stops your need to make monthly mortgage payments & frees up money for your credit debt. Make sure...
Fast Track Short SalesFeb 8, 2012
Short sales are not quick sales. PMI providers for Fannie Mae loans are cutting red tape to fast track short sales...
Mass RefinancingJan 25, 2012
Will President Obama announce a mass refinancing program that will slash interest rates on all Fannie Mae and Freddie Mac mortgages?
FHA Credit QualificationsJan 23, 2012
The FHA wants lenders to lower qualifications for mortgage loans, but lenders worry that doing so will increase their risk. Learn the 10 credit qualifications f
Mortgage Rate PredictionsJan 17, 2012
Will mortgage rates be going up or down in the next few months and when is a good time to lock in a mortgage rate?
Payment Applied to the Wrong AccountJan 11, 2012
I have 2 loans through the same company. Im trying to pay off one and file bankruptcy for the other but the creditor made a payment to the wrong account and now
home equity consolidation loan feesJan 11, 2012
Discover what home equity consolidation loan fees you can expect with this type of loan and what these fees are for. Information from Bills.com - Find.Learn.Sav
Tax Credits & Student LoansDec 28, 2011
Learn the 5 qualifications for a student loan tax deduction. You can deduct up to $2,500 in interest paid from your AGI.
Parent Plus Student LoanDec 23, 2011
Direct Parent Plus Student Loan | How to qualify for this federal student loan program that is designed for parents of students.
Student Loan PaymentDec 22, 2011
Student Loan Payment Options | You have two paths to follow if you cannot afford your student loan payments. The first is...
Sallie Mae ForbearanceDec 22, 2011
Sallie Mae Forbearance | Learn how to get a deferment or forbearance for your private or federal student loan.
Student Loan in DefaultDec 20, 2011
Student Loan Default | Step to take if you cannot pay your federal student loan. How to apply for a deferment or forbearance...
Private Student Loan & SOLDec 14, 2011
Default on Private Student Loans | Unlike federally insured loans, your state's statute of limitations for taking legal action to collect on private student...
Student Loan ForgivenessDec 12, 2011
Student Loan Forgiveness | You can discharge any remaining student loan debt after 10 years of full-time public service employment. Make sure that you know...
Kaiser Permanente Medical BillsNov 29, 2011
Kaiser Permanente Medical Financial Assistance | Contact Kaiser Permanente and discuss the bill that confuses you. Negotiate a settlement on your own. If you ca
Stafford Loan ConsolidationNov 7, 2011
Consolidating Stafford Student Loans | Learn the steps that will help you simplify your life by consolidating your Federal Stafford Loan payments and...
Obama Student LoanOct 26, 2011
Obama Student Loan | Obama's new student loan repayment plan allows student loan borrowers to combine private and federal student loans. Make sure you know ...
Free BankingOct 17, 2011
Big banks are charging for checking accounts and using their debit cards. Learn your options to the high cost of banking.
Refinance FeesSep 30, 2011
Refinancing fees vary from state to state and lender to lender. Learn the typical fees and average cost ranges...
Reverse Mortgage and MedicaidSep 22, 2011
Proceeds from a reverse mortgage are loan proceeds, which do not meet the definition of income for Medicaid.
Quitclaim Deed and DivorceMay 16, 2011
Quitclaim Deed and Domestic Partner | If you quitclaim your rights to a property, you still maintain financial repsonsibility for the mortgage, unless you also.
Foreclosure and Credit ScoreMay 12, 2011
Record numbers of Americans have credit scores less than 600. Review how specific credit problems, like bankruptcy and foreclosure, affect a credit score.
IRA GiftMay 4, 2011
IRA Gift | To make an IRA gift to a family member, an IRA account holder must take a distribution from the IRA. If the IRA is traditional or SIMPLE, then...
Short Sale, Foreclosure & Your Credit ScoreApr 6, 2011
Short Sale, Foreclosure & Your Credit Score | Review two tables, from FICO data, showing how a short sale, foreclosure, and bankruptcy affect your score. You...
FHA Short RefinanceMar 14, 2011
The FHA Short Refinance Program is a great way to knock-down your principal and pay less in your monthly mortgage payments.
ScamsMar 4, 2011
Scams | Learn six tips to help decide if a money-making offer is legitimate or is designed to cheat you out of your hard-earned money.
Seasoned TradelinesFeb 14, 2011
Seasoned Tradeline | If the creditor is using FICO '08 or VantageScore, then renting time as an authorized user on a seasoned, low-balance tradeline will be a w
Chase Mortgage ModificationFeb 7, 2011
Chase Mortgage Modification | A Chase Mortgage Modification is a change in the mortgage terms that make the loan more affordable. Start by...
NACAFeb 2, 2011
NACA | NACA, Neighborhood Assistance Corporation of America, is a non-profit organization offering mortgage origination, refinances, HUD-approved mortgage couns
Credit Card BalanceJan 31, 2011
Credit Card Balance | if the collection agent was assigned the collection account, it has the right to collect the entire balance due at the time of the assignm
Student Loan Defaults in CaliforniaJan 18, 2011
California Student Loan | Student loans are considered community debt in California, except when a couple decides to divorce. Creditors can pursue both spouses
Roth IRA ConversionJan 11, 2011
Roth IRA Conversion | You can roll funds from one or several Roth IRAs into another Roth IRA without doing what is called a 'conversion'.
Upside Down RefinanceDec 30, 2010
Upside down refinance | Upside down refinance loans are hard to find. Free tips on two mortgage programs aimed at borrowers who owe more on their home than it i
Selling TimeshareDec 29, 2010
Selling timeshare | Free tips and advice about selling your timeshare.
Subprime MortgageDec 1, 2010
A subprime mortgage is offered to people with credit scores below 620, negative credit histories, or other high-risk factors. Learn more about subprime mortgage
Refinance Car Loan or Auto Dec 1, 2010
Refinance | Car loan refinancing is fast and easy. Get quick tips on how to refinance your auto loan or car.