Daniel Cohen
Daniel Cohen has many years of experience in the financial services industry. Daniel has worked as a mortgage loan officer, a debt counselor, and as a tax consultant. He also owned a small business, manufacturing and distributing clothing, which gives him first-hand knowledge about the challenges of running a business. A common link in all his work experience is a devotion to customer satisfaction. When not working, Daniel enjoys hiking in the redwoods or attending live music shows.
Reverse Mortgage ScamOct 29, 2012
Reverse Mortgage Scams can be very costly. Get tips on how to recognize scams and learn how to avoid them. Make sure you learn about a reverse mortgage and...
Fiscal Cliff 2012Oct 25, 2012
The Fiscal Cliff 2012 | Your taxes will rise and huge cuts in government spending will happen, if Republicans and Democrats don't compromise. You need...
Debt Relief CompaniesOct 22, 2012
Trying to choose among different debt relief companies? Review basic tips that will help you avoid debt relief scams and find the right firm to help you.
Refinance Underwater MortgageOct 21, 2012
Refinance Underwater Mortgage | Understand your options for refinancing if you owe more on a home than it is worth. Be sure to look at a HARP loan and an FHA...
Down-Payment to Buy a HomeOct 7, 2012
Down-Payment to Buy a Home | Although your down payment may require you to use more cash than any other part of your home purchase, make sure to account for...
Mortgage Rate Locks Oct 7, 2012
Mortgage Interest Rate Locks | Understand how rate locks work, to so you don't cost yourself a lot of money. Letting your interest rate float can be a...
Rapid Rescore Refinance Mortgage Loan TipsSep 30, 2012
Rapid Rescore | Free tips about using Rapid Rescore to raise your credit score and qualify for the best interest rates available on home loan mortgage refinanci
Appraisal LTV & HELOCSep 27, 2012
Appraisal LTV and HELOC | There are different types of appraisals that a lender may require. The appraisal's value affects your LTV and how much cash you...
Differences Between the Three Credit BureausSep 23, 2012
Differences Between the Three Credit Bureaus | Understand why your credit report can differ from bureau to bureau. You credit score can vary, too, due to...
Unfiled Tax ReturnsSep 16, 2012
Learn about unfiled tax returns and possible penalties involved. Also discover how to resolve such issues.
IRS Fresh StartAug 30, 2012
Tax Forgiveness: IRS Fresh Start | The IRS Fresh Start program makes it easier to qualify for IRS tax forgiveness and penalty reduction. Make sure you...
Home Equity Loan OverviewAug 20, 2012
Learn everything there is to know about a home equity line of credit and get the best rate possible from our family of provider.
True Cost of Credit Card PurchasesJul 27, 2012
Infographic on true cost of making minimum payments on your credit card. Did you know the net cost of your purchase can double if you...
Debt Management | Help for Colleget StudentsJul 22, 2012
Debt Management for students | Learn easy debt management techniques now so you're not overwhelmed with debt later. Manage your budget, spending and...
Reverse Mortgage Under 62Jul 3, 2012
It is possible to qualify for a reverse mortgage if one of the spouses is less than age 62. However, community property laws...
Different Types of Banks LoansJun 22, 2012
Bank Loans | To get the best rate on a bank loan to buy a house or car, refinance your current loan, or to consolidate debt, make sure that you start by...
Top 10 Mortgage LendersJun 7, 2012
The top 10 mortgage lenders in 2011 were Wells Fargo, Chase, Citi, Bank of America, US Bank, GMAC, PHH, Quicken...
Subprime Mortgage Lender | High CostsJun 3, 2012
Subprime Mortgage Lenders offer high priced loans for high-risk borrowers. Before you take a subprime loan, look at all your options. Learn how to...
Home Loans at 125% LTV or GreaterJun 1, 2012
125 Percent LTV Home Equity Loan | Review various options available for refinancing, when you owe more on your home than it is worth. You can save money by...
FHA RefinancingMay 18, 2012
FHA refinance | FHA refinance loans offer some distinct advantages over conventional loans, but they are not right for everyone. Choose an FHA refi when...
Making Home Affordable Program InformationMay 8, 2012
Making Home Affordable Program Information | President Obama has introduced various programs to assist distressed homeowners, Find out if you can save money...
What Can I Do to Help My Credit?Apr 4, 2012
Help With Credit | Free tips and advice to answer the question, 'How do I help my credit?' Learn the basic steps to establish and keep good credit. Never...
VA Construction LoanFeb 22, 2012
Most lenders do not make construction loans for VA loans, largely due to risks and costs of construction disputes. Talk to a local bank...
Walking Away from Reverse MortgageFeb 22, 2012
Walking Away from Reverse Mortgage | If you have a reverse mortgage and your house is worth less than the mortgage balance, you can walk away without...
What to do if you get an IRS LetterFeb 2, 2012
10 Tips for when you Receive an IRS Letter | Free tips about what to do when the IRS contacts you. Never ignore the letter. Make sure that you...
Obama Refinance Federal PlanFeb 1, 2012
Obama Refinance Plan | The new Obama refinance plan can help you save money by getting a low-interest loan. You may also have zero closing costs. However...
IRS Tax Debts Feb 1, 2012
IRS Tax Debt | Find the best solution for your IRS tax debt problems. There is no one-sized-fits-all solution, but you can save money, if you ...
CFPBJan 17, 2012
Consumer Financial Protection Bureau | CFPB is tasked with overseeing banks, student loans, credit card and mortgage contracts, and related nonbank activities.
Default on Federal Student LoanDec 16, 2011
Student Loan Default | What to do if you cannot pay your federal student loan. How to apply for a deferment or forbearance...
Statute of Limitations for Student LoansDec 14, 2011
Student Loan Statutes of Limitations | Federal student loans now have no statute of limitations, but programs exist so you can stop paying after...
Buffalo BillsNov 3, 2011
Bills.com pulls for the Buffalo Bills. Join the conversation on their chances to win it all!
RushCardSep 22, 2011
Rush Card | The RushCard is a prepaid Visa debit card. Review the pros and cons of the RushCard at bills.com.
HARP Mortgage 2.0 Refinance ProgramSep 21, 2011
HARP Mortgage Program Refinance | Home Affordable Refinance Program (HARP) was just updated to avail low interest rates to more Americans seeking mortgage help.
Refinance ARMSep 20, 2011
ARM Refinance | ARM rates are lower than fixed mortgage rates. Understand the risks and rewards that come with an ARM. To best protect yourself, make sure to...
Obama to Expand HARPSep 8, 2011
Proposed changes to HARP will increase the number of homeowners who qualify for the Home Affordable Refinance Program.
Refinance MortgageJul 28, 2011
Refinance Mortgage | A refinance mortgage can save you money and improve your finances, if you...
Roth IRA Withdrawal to Pay DebtMay 17, 2011
Roth IRA Withdrawal | Free tips on avoiding penalties when taking a withdrawal from a Roth IRA and whether taking money out of a Roth IRA to pay low interest de
How applying for credit affects credit scoreMay 15, 2011
Protect your credit rating. Free tips from Bills.com about applying for credit and how it affects your credit score.
Dodd-Frank ActApr 29, 2011
Dodd-Frank was disguised as a consumer benefit. However, it was created so that brokers are no longer competitive with banks, which are exempt from Dodd-Frank.
Settlement Paid in FullApr 26, 2011
Settlement Paid in Full | Settling your account and bringing it down to $0 balance allows you to work on rebuilding your credit. The exact language does not...
Fair Credit Reporting ActApr 24, 2011
FCRA | The information in your credit reports affect you in many different ways. Learn about your rights under the FCRA (Fair Credit Reporting Act)...
HECM Saver Reverse MortgageApr 24, 2011
A reverse mortgage with lower costs? Review how the HECM Saver program works and understand the differences between the HECM Saver and the HECM Standard reverse
Frivolous Tax ArgumentsApr 21, 2011
Is the federal income tax legal? Do I have to pay taxes? Review the frivolous tax arguments that are made and understand why they are not a way to get out of pa
Why is My Loan Taking so Long?Apr 12, 2011
Added costs and repeated information requests contribute heavily to mortgage borrower fatigue. Ultra-strict Fannie Mae and lender underwriting guidelines are an
Use a FHA 203K Loan to Buy & Rehab a HomeApr 7, 2011
The FHA 203(k) loan is a great way to finance the purchase of a home that needs work and finance the improvements at the same time.
First Premier Credit Card with 49.9% InterestApr 5, 2011
First Premier has a credit card that comes with a 49.9% annual interest rate. Consider a secured credit card as a superior alternative
Capital One 3X Savings ReviewMar 25, 2011
Jerry Stiller is pushing a Capital One savings account where you can earn interest that is three times the national average. When it comes down to, the money yo
Chase Bank Hikes ATM FeesMar 24, 2011
J.P. Morgan Chase Bank announced that it is hiking ATM fees for non-customers. Other large banks are likely to follow suit.
Unsecured DebtJan 31, 2011
Unsecured Debt | Unsecured debt causes problems when you don't pay on it as agreed. If you don't make the monthly payment as agreed, you face...
Reverse Mortgage LoanJan 27, 2011
Reverse mortgage loan | A reverse mortgage loan may be difficult to obtain, if both spouses on title are not living in the home as a primary residence.