Personal Finance Articles

Dave Ramsey's 7 Baby Steps for Financial Success

Get on the right path financially with Dave Ramsey’s 7 baby steps. It's the best way to follow the Dave Ramsey Financial Plan.

Medical Debts Incurred by Minor

State law sets whether minors have liability for medical debts they incur. How a state views the doctrine of necessities may offer a clue...

CROA- Your Credit Repair Rights

The Credit Repair Organizations Act (CROA) gives consumers the right to study a credit repair contract for 3 days and cancel it. CROA also requires credit...

Listing of IRS Notices for Individuals

If you receive an IRS notice, be sure you understand it. Review the different kinds of notices, what they mean, and how to respond to them. Make sure...

Credit Score to Buy a Car

What is the minimum credit score to buy a car? For most consumers, it’s 660. However, there are many auto loans for people with lower credit scores.

Credit Score to Buy a House

What is the minimum credit score to buy a house? It depends on the program – conventional, FHA, or VA – and your down payment.

All About Credit

Credit is the ability to borrow money now and repay it later. Credit reports show lenders how you have repaid debts in the past. Credit scores reflect your...

Retirement

Building up your retirement fund is an important part of your financial plan. Whether you have a 401k, IRAs, or a pension, it is crucial that you pay...

Savings

Savings account are vital to building good financial health. It takes time and effort to build an emergency fund, retirement and investment savings

Taxes

Read personal finance articles about taxes to understand key issues that affect your tax return and how much you will owe. Make sure that you start by...

Credit Scores

Get your credit score and report for free. Learn what your credit score means and how to understand your credit report. Make sure that you check out how...

Personal Finance

What is personal finance? Personal finance includes savings, loans, investing, retirement, and budgeting.

Banking

Banking offers a wide range of personal banking services including checking and savings accounts, credit cards, mortgage loans, and auto loans. Online banking is...

Budgeting | Bills.com

What is budgeting and how can a budget help you reach your goals, how to make a budget.

Emergency Fund Calculator

Use the Bills.com Emergency Fund Calculator to find out how much you need to save to protect yourself in case of unexpected events. Calculate the amount...

Rebuilding Credit After Debt Settlement

Rebuilding Credit | Rebuild your credit after debt settlement by maintaining your budget, funneling your debt payments to savings, and following these tips to..

Creating a College Financing Plan

Creating a financial plan for college has never been more important, as the already expensive costs rise. Use these tips from someone who'll graduate debt free.

Find and Win College Scholarships

Be strategic about applying for college scholarhsips. Learn from Emily Merrill who won over $11,000 in 2019 inindependent scholarships, on top of her academic

Financial Lesssons from College

Two key financial lessons I learned from my first year at college are: Keep better track of my spending and be more disciplined in building savings. This year,

Calculate Your Net Worth

Net Worth Calculator | Your net worth is calculated by adding up your assets and subtracting your debts and liabilities. Track your wealth and improve your...

Check Your Savings Balances

Savings Balance Calculator | Are you saving enough? Check your savings balances and track them. Your savings balances help you meet emergencies and build...

Budget Calculator

Bills.com's Budget Calculator helps you get your spending on the right track. Knowing how you spend your money lets you get on top of your financial plan by ...

Credit Card Spending

If you use credit card spending to pay for basic living expenses, you can end up in heavy debt. Learn what steps to take to solve a credit card spending problem

Are You Saving Enough for Retirement?

Are you saving enough for a secure retirement? Don't put off planning and building the kind of retirement savings that will support a lifestyle you want to

How to Improve Credit

There are a number of benefits to improving your credit. You can save money whenever you borrow if you improve your score and then maintain

Compounded Interest Calculator

Bills.com compound interest calculator shows you how you can boost your savings. Set your savings goals and then check how compound interest works by setting...

Budgeting and Job Loss

Coping with a job loss is stressful, and many households feel that they might have a drop in income. Learn about concrete steps you can take to deal with...

Making a Financial Plan

Making a financial plan is smart, if you take account of where you're starting and can measure the effectiveness of the steps as you put your plan in place. It

Paying for College- Good Grades and Hard Work

It's hard to get your college degree while raising kids. Add being a single, working mom to the task. Read stories of women who climb this mountain and succeed.

Acorn Savings App

Acorns App has over 4 million users help build savings through a micro-savings approach. Check Bills.com Acorns Review to see if you can benefit from...

Earning More as a College Student

College costs are high. Tuition, housing, and books, add up. It's more important than ever for a college student to earn money. Read tips from Maya Bluthenthal

Financial Goals vs. Financial Habits

Financial habits and financial goals can work with or against each other. Whatever your goal, you need to establish the right financial habits in order to reach

Grow Your 401 (k)

401(k) plans are the most common retirement savings account. Make the right choices so you grow your 401(k) account and provide financial security to live at a

Emergency Savings Initiatives

Emergency fund initiatives are an important way to get households to improve their financial health. Programs that target lower-to-middle income households...

10 Ways to Save Money

Here are ten top money saving tips. Review your budget and choose any or all of these easy tips to save money and cut expenses. Don't forget to use your money..

Best Apps for Building Savings

Read about 4 popular apps for building up money in a savings account. These apps make it easier to build savings for an emergency, a vacation, a large purchase

Mint Review

Mint offers a solid, free budgeting tool that also allows you to easily track transactions, bills, accounts, investments, and to analyze them with graphs and...

Working Mom Paying for Her College

It's hard to get your college degree while raising kids. Add being a single, working mom to the task. Read stories of women who climb this mountain and succeed.

Credit Scores Are Overrated

Credit scores are not a reliable measure of your overall financial health. They are important for borrowing money, but just one of many factors that you need

Financial Goals

Setting financial goals is crucial to your financial health. Don't settle for a general plan. Make specific goals to improve your savings, spending, and...

Smart Shopping Tips - College Studen

It is easy to spend more than you should. Here are some tips to keep you within your shopping budget and still find gifts for others (and yourself) that ...

Freshman 15 & Budget

One of the challenges of college is eating a healthy diet, avoiding the"Freshman 15." What I hadn't realized was how this issue affects my finance and budget.

Building Savings

Make savings a habit and start early. This will give you more time to build all the different types of savings accounts you need to reach good financial...

Savings Deposit and Money Market Accounts

A savings deposit or money market account is key to your long-term financial health. Understand the different options available, and find one that increases...

Emergency Fund: Why You Need One

An emergency fund is your best cushion for an unexpected expense or a loss of income. It takes time to build the six months worth of living expenses you...

Financial Literacy

Financial Literacy is crucial in today's market to understand and manage your budget, debt, and savings. It isn't about complex financial formulas, but you...

Credit Score Ranges

Credit score ranges vary. FICO scores go from 300 to 850. Your score is not just a single number. Lenders use it to place you in a bucket with other people...

Financial Planning

Financial planning is a crucial component in building good financial health. Evidence shows a strong correlation between planning and financial health.

Compare 5 Budget Apps

Budgeting apps exist that help you track your spending. Learn about five budgeting apps that help you understand where your money goes and how to improve...

Your Financial Well-Being- Why You Should Care

Financial wellness affects your health and job productivity. The CFPB measures financial wellness by combining financial measures with psychological and...