Mortgages Articles
Delinquent Mortgage in Probate
Get help with a delinquent mortgage in probate. See what options are available to you at Bills.com. Find. Learn. Save.
Read moreGet more information on consolidating different debts such as vehicles and personal loans.
Read more5/1 ARM interest only mortgage
Learn what a 5/1 ARM interest only mortgage is and how it works. Get the information you need at Bills.com.
Read moreIf you are looking at paying your mortgage bi-monthly -- let Bills.com give you the advice on Bi-Monthly Mortgage payment to save.
Read moreLet Bills.com help you find the best Option ARM for your Refinance needs so that you can get a low payment and save.
Read moreIf you have a pick a pay mortgage and want to know if you are building equity, let Bills.com answer your questions so that you can SAVE!
Read moreLearn about combining mortgages and if can do it if you have two homes.
Read moreDebt to Income | Debt to Income Ratio and be the difference between getting a loan or getting declined. If you get your loan, a high DTI could guarantee high...
Read moreWhat is DTI? Find out what DTI (debt to income) is and what your DTI ratio determines when it comes to qualifying for a mortgage
Read moreTrends in Mortgage Credit Scores
The Great Recession of 2008 virtually put an end to the subprime mortgage market. What are the credit score trends for mortgages? Are mortgages available for..
Read moreMortgage programs have different minimum credit score requirements. However, lenders often have stricter rules. It is important to match your credit....
Read moreMortgage Tips - Getting an Affordable Mortgage
Get mortgage tips about finding an affordable mortgage. You need to go over your budget, make sure that you can afford the house and mortgage, and then show...
Read moreSelf-Employed and Getting a Mortgage
Self-employed borrowers have a harder time getting a mortgage. A self-employed mortgage applicant needs to show proof of their steady, recurring income and...
Read moreThe CFPB's HMDA map can help you better understand the mortgage and refinance market and trends in your county. Learn what lenders seek in loan applications...
Read moreWhether you are refinancing or buying a home you will ask yourself if you can afford the mortgage. Learn to prepare and evaluate if you can afford the...
Read moreMuch rides on an appraisal. A low appraisal can scuttle a deal, but there are steps you can take if the appraiser sets the value too low...
Read moreFannie Mae's mortgage release program gives distressed homeowners the option to live in their homes for 3 months free, or lease the home. There is a catch...
Read moreMortgage Fraud | Homeowners and Homebuyers Beware
Mortgage Fraud | Both homeowners and homebuyers are targeted by mortgage fraud. Beware of upfront fees, undeclared money, false declarations. Learn how...
Read moreConforming Loan Limits | Fannie Mae and Freddie Mac's basic conforming (and high area) loan limits remained the same for 2013. Learn about your options to...
Read moreCFPB | New Rules for High Cost Mortgage Loans
CFPB and High Cost Mortgage Loans | The CFPB proposed a rule to include HOEPA protections and disclosure to purchase mortgage loans. By learning how to...
Read moreGetting a Mortgage in a Hot Housing Market | Be a well-prepared borrower, if you're looking to buy a home or refinance in a hot housing market. Be sure...
Read moreQualified Mortgage Rule and Ability to Pay Rule
Qualified Mortgage Rule | The QMR and the ability to pay rule are technical mortgage lending issues. However, many borrowers will be affected when...
Read morePaying Off Your Mortgage Faster
Pay Off Your Mortgage Faster | Paying down your mortgage balance is an important step in reducing your overall debt. You can pay it off faster when...
Read moreConforming loan limit for a one-unit residence in 2012 is $417,000 for most of the US. You must know the limits in your area because...
Read moreLearn what a 7 Year ARM Loan is and how it compares to a 30 Year Fixed Loan. Get the information you need from Bills.com.
Read moreLooking for help with a lease to own transaction? Let bills.com answer your lease to own questions.
Read moreBi-weekly mortgage payment | Examine whether you can save money by making a bi-weekly mortgage payment.
Read moreLearn what factors can affect your mortgage insurance rates and if you credit score comes into play.
Read moreLearn about secured loans on homes and whether or not you can sell a home with a secured loan attached. Get the answer from the Bills.com Blog.
Read moreGet a mortgage with bad credit
Learn hot to get a mortgage with bad credit and what you need to do. Information from the Bills.com blog.
Read moreConsolidating Debt and Qualifying For A Mortgage
If I consolidate my debt with a loan will this hurt my ability to get a mortgage?
Read moreBi-Weekly and Bi-Monthly Mortgage Payment
How do I know if a lender will allow me to do a bi-monthly mortgage?
Read moreWhy is Wells Fargo Ordering an Appraisal on My Property?
Why is my bank ordering an appraisal on my property?
Read moreYou may find a bank to issue an assumable mortgage, although this is unlikely. If the purchaser is your parent, and subsequently dies, the mortgage would be due
Read moreChase Bank Contact Information
I need to speak with someone regarding my Chase mortgage can you help me?
Read moreHouse Value | A lender will use an appraisal report of an automated home valuation program. The tax assessment value is not reliable, so use a...
Read moreQualify Mortgage | To qualify for a mortgage, you need to meet a lender's basic requirement for credit score, debt-to-income ratio, loan-to-value and...
Read moreThis is one area in life where shopping is indeed the solution to your problem. Some lenders have higher closing costs on mortgage refinances than others.
Read moreMortgage Tax Deduction | Romney introduced the idea of limiting mortgage interest tax deduction. Learn about the types of mortgage tax deductions you can...
Read moreGifting Money for Mortgage | It is possible to gift money without paying taxes. The receiver can use the gift funds toward a downpayment. Consult with a...
Read moreMortgage Disclosure | The CFPB Loan Estimate Form
Mortgage Disclosure - Taking a Loan | The new proposed CFPB Loan Estimate Form aims to bring you clear information. After making an application compare...
Read moreAnnual Percentage Rate for Mortgage
APR Mortgage | Using the Annual Percentage Rate for your mortgage can be helpful in comparing offers, but has many limitations. Be sure to include all fees...
Read moreUnderstanding LTV & Your Mortgage
LTV: Loan to Value | Mortgage lenders look at your loan balance and the value of your house to determine your LTV. Learn how to calculate LTV and the impact...
Read moreSecond Mortgage Lender | Shop Around
Second Mortgage Lender | Shop for a second mortgage by comparing your current lender, big banks, credit unions, and online sites. Make sure that you know...
Read moreMortgage Basics | Downpayment, Equity and LTV
Mortgage Basics - Down-payment, Equity, and LTV | Learn about mortgage terms relating to your property's value and how it affects your mortgage loan. It is...
Read moreMortgage Basics: Creditworthiness
Mortgage Basics - Creditworthiness | Learn more about mortgage basics. Lenders evaluate both your willingness to pay an ability to pay. Learn more about..
Read moreUnderstanding the Basic Terms of a Mortgage Loan
Mortgage Basics - Understanding Mortgage Terms | The first in a series of 3 articles about mortgage basics explains key mortgage terms including payment...
Read moreFreddie Mac | Freddie Mac helps to make money available in the mortgage market, which means lower interest rates for you. Learn about Freddie Mac programs....
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