Daniel Cohen
Daniel Cohen has many years of experience in the financial services industry. Daniel has worked as a mortgage loan officer, a debt counselor, and as a tax consultant. He also owned a small business, manufacturing and distributing clothing, which gives him first-hand knowledge about the challenges of running a business. A common link in all his work experience is a devotion to customer satisfaction. When not working, Daniel enjoys hiking in the redwoods or attending live music shows.
LPMIMay 3, 2024
LPMI | LPMI is not a free lunch -- homeowners pay for LPMI in higher interest. It is also a bad deal if you plan to own your home long enough to exceed 22% of e
Adding a Spouse to a MortgageMay 3, 2024
Free advice on what to do, if you want to add your spouse to your home mortgage loan
Mobile Home FinancingMay 3, 2024
Free tips on how to source the best mobile home loan.
Debt To Income Ratio TipsMay 3, 2024
Debt To Income Ratio | Debt To Income Ratio Tips and advice from bills.com. Review what you need to know about a DTI ratio.
Mortgage Insurance DeductionMay 3, 2024
The mortgage insurance deduction allows homeowners who itemize their deductions and pay MIP or PMI to deduct that amount from their income taxes.
Use 401k to Consolidate DebtMay 3, 2024
Your 401k can be a solution for consolidating credit card debt. Review the pros and cons of a 401K withdrawal and 401k loan, and compare them to alternatives.
Washington Collection LawsMay 3, 2024
Learn the statute of limitations for credit cards and other debts, Washington's anti-deficiency law, and how much is exempt in a wage garnishment or account...
Bad Credit Debt Consolidation LendersMay 3, 2024
Read customer reviews about bad credit debt consolidation lenders, such as Avant, One Main, LendingPoint and NetCredit or write your own review
Credit Card Debt ConsolidationMay 3, 2024
Understand how to find the right credit card debt consolidation option for your situation. Don't commit to a solution you can't see through. Make sure you...
Kentucky Collection LawsMay 3, 2024
Learn the statute of limitations for credit card and other debts in Kentucky, and the state's consumer unfriendly rules for account levy, liens and...
Debt CollectionMay 3, 2024
It's never fun to receive a phone call from a debt collector, especially one who's aggressive. Stay calm, follow these 7 steps, and you may be able to avoid...
How Long Will a Judgment LastMay 3, 2024
How Long Will a Judgment Last? | Get information on how long judgments last on your credit reports. Get credit smart at Bills.com
Where To Find a Consolidation LoanMay 3, 2024
Where to find a consolidation loan depends on your assets, goals, income, and credit score. You can find a consolidation loan from local and national banks...
Tax Debt & Chapter 7May 3, 2024
Free tips on IRS and state tax debts and filing for bankruptcy. Some IRS tax debts are eligible for including in a bankruptcy. Learn more at bills.com
Judgment ProofMay 3, 2024
Your creditor may consider you judgment proof if your assets are off-limits from its collections. Learn how to tell if you are judgment proof, but beware...
Consolidate Capital One Credit DebtMay 3, 2024
Find the the Capital One debt consolidation program that saves you the most money. Be sure to pay attention to protecting yourself from aggressive...
Debt Collector or Original CreditorMay 3, 2024
My account is with a collection agency, can I negotiate with my original creditor instead?
Consolidate American Express DebtMay 3, 2024
Review all your options for your American Express debt, whether it is debt consolidation, credit counseling, or debt settlement. AmEx is an aggressive...
First Bank of Delaware & ThinkCashMay 3, 2024
Payday loans, also called 'cash advance loans,' 'check advance loans,' or 'deferred deposit check loans,' are a frequent pitfall for consumers.
Equifax Debt WiseMay 3, 2024
Equifax Debt Wise | Equifax Debt Wise is designed to help consumers get out debt more quickly and save money. Read a review about the program at bills.com
Chapter 7 vs. Debt ConsolidationMay 3, 2024
Are you looking to avoid bankruptcy with a debt consolidation loan? Let Bills.com solve your debt consolidation questions so that you can save and avoid bankru
Renegotiate Citi Credit Card Settlement AgreementMay 3, 2024
Before you stop making payments under your settlement agreement with Citi, it makes sense to call Citi and explain your changed circumstances.
Government ShutdownMay 2, 2024
The government shutdown has cut-off income of 800,000 workers, affecting them, their families, and the general economy. There are steps to take to minimize harm
REO to Rental ProgramMay 1, 2024
REO to Rental Program | The Federal Reserve in their January 4th white paper on housing, proposed three areas to improve the housing situation, including...
Private MortgageMay 1, 2024
Private Mortgage | If you are financing a mortgage, for a relative or for someone buying property from you, be sure to protect yourself and to understand the...
Citibank Credit Card SettlementMay 1, 2024
Citibank Credit Card | If you have a Citi credit card and you are struggling, consider trying to settle your debt for less than what you owe. Start by...
Civil Summons on Credit Card DebtMay 1, 2024
Advice about Civil Summons on Credit Card Debt | Free tips about your options, if you were served a civil summons on account of a credit card debt. Bills.com i
Statute of LimitationsMay 1, 2024
Statute of limitations | When the statute of limitations on collecting a debt is reached, you may not have to pay the debt, but collectors can still try to...
Credit Counseling Pros and ConsMay 1, 2024
Consumer Credit Counseling can help you get out of debt with a Debt Management Plan. To understand if this is a good option for you, review the pros and cons...
How to Budget Your MoneyMay 1, 2024
Budget | Creating a budget will help you, whether you are struggling with debt or not.
American Express Bill and AMEX DebtMay 1, 2024
American Express | If you have a large American Express Bill and AMEX Debt, Bills.com gives you the advice you need to save money. Start by...
Debt Relief Boot CampMay 1, 2024
Find out exactly what you need to know to get out of debt fast. Make sure that you review the different options for solving debt problems and understand the...
Voluntary Vehicle RepossessionMay 1, 2024
Learn all about voluntary vehicle repossession and its effects on your credit. Learn more at Bills.com
Debt Settlement & Credit RatingMay 1, 2024
Are you thinking about Debt Settlement... let Bills.com answer your debt settlement questions and let you make the best choice for your debt help needs.
Debt Relief SolutionsMay 1, 2024
There are six Debt Relief Solutions, each with pros and cons. Learn which debt relief solution is right for you, and which can harm...
Marriage and Debt PaymentsMay 1, 2024
Learn about community property law and how it relates to marriage and debt payments. Bills.com has answers to all of your personal finance questions.
Personal Loan to Pay-off DebtMay 1, 2024
Here are six good reasons to pay off debt with a personal loan and one reason that is commonly listed that isn't actually good. Saving money is the #1 reason
Debt Settlement vs. CCCSMay 1, 2024
Compare debt settlement from Freedom Debt Relief to a Credit Counseling Service's Debt Management Program. Debt settlement has lower overall costs than credit c
Delinquent Accounts Off Credit ReportsMay 1, 2024
Get Delinquent Accounts Off My Credit Report | There is no way to get accurate information off your credit report. However you can dispute inaccurate...
Five Common Debt Consolidation Mistakes May 1, 2024
Debt consolidation can be a smart way to get out of debt for less money. However, make sure that you avoid these common mistakes that...
Ways to Reduce Credit Card DebtMay 1, 2024
There are different ways to reduce credit card debt. The right way to reduce your debt depends on your specific goals, assets, income, and credit. Begin by...
Medical DebtMay 1, 2024
Medical debt is a major financial stress. Studies show it is the number one cause of bankruptcy. It's important that you take the right steps to protect your...
How to Settle Credit Card DebtMay 1, 2024
How to Settle Credit Card Debt | Free tips on how to settle credit card debt on your own. If you lack the skills to settle, hire a debt settlement firm that...
Summons & ComplaintMay 1, 2024
Summons & complaint | Learn the basics of how to respond to a summons and complaint with a document called an 'answer.' Be sure to answer each allegation with a
Debt Consolidation Pros and ConsMay 1, 2024
It is important to weigh the pros and cons of debt consolidation before you decide what, if any, debt consolidation options is best for you. You should start...
Debt ConsolidationMay 1, 2024
Confused about consolidating debt? Watch this debt consolidation video that explains your options and which is best for you at Bills.com, from Bradford Stroh.
Top Debt Consolidation AgenciesMay 1, 2024
Top Debt Consolidation Agencies | Review a short and direct list of tips designed to help you find a top debt consolidation agency. It is very important to...
TexasMay 1, 2024
Texas debt laws, bankruptcy limits, tax rates, statutes of limitations, and facts.
6 Ways to Get out of DebtMay 1, 2024
Focusing on how to get out of debt can be hard to do when you are facing financial strain. Your debt causes your overall stress level to start rising, and...
Credit Card Debt Consolidation CompaniesMay 1, 2024
Credit Card Debt Consolidation Companies | To save the most money, you need to find the right kind of debt consolidation program. Make sure you start by looking